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This home is in Del Webb Nocatee, Ponte Vedra — a 55+ community home in Nocatee.

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Active

Active·94 days on market·Del Webb Nocatee

290 Curved Bay Trail

Ponte Vedra, FL 32081

$665,000$357/sqftEst. $3,419/moMLS# 2147588

Beds

Baths

1,863

Sq Ft

2025

Built

Garage

Pool

About this home

Del Webb Nocatee

Welcome to 290 Curved Bay Trail, a beautifully appointed home in one of Northeast Florida's most sought-after 55+ communities. Offering 1,858 square feet of thoughtfully designed single-story living, this 3-bedroom, flex room, 2-bathroom home is move-in ready with upgrades already done for you. No carpet. Anywhere. Enjoy the clean, low-maintenance look of hard flooring throughout every room, a premium upgrade that's both stylish and practical. Step outside to your screened-in porch and take in the Florida lifestyle without the Florida bugs. Whether it's your morning coffee or an evening unwind, this private outdoor space is usable year-round. The built-out closets add the kind of organized, custom storage that makes life easier.. Every inch of space has been considered.

Cost to own

Mortgage calculator

Home Price

$665,000

Down Payment: 20%

$133,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,419

Principal & Interest: $3,419

Property taxes (est.): $885

Insurance (est.): $443

Estimated Total Monthly

$4,747

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,419

Property taxesest. at asking price, St. Johns County$885

HOAbilled monthly$344

Estimated total, before insurance$4,648/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,626/yr · $386/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $21,477,000 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$150,000	$150,000	—
2024	$150,000	$143,000	—
2023	$130,000	$130,000	—

2025 property taxes (current owner): $4,626/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 29, 2026Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$665,000

Price / Sq Ft$357

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,863

Acres0.20 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address290 Curved Bay Trail, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size8,712 sq ft

Parcel Number0721111090

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Pickleball, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler

HeatingCentral, Heat Pump

CoolingCentral Air, Electric

FlooringLaminate

# of Stories1

LevelsOne

LaundryIn Unit