This home is in Crosswater Village, Ponte Vedra — a home near Allen D. Nease High School.
$679,9004 bd · 2.5 ba · 2,254 sq ft
Active·135 days on market·Crosswater Village
381 Pioneer Village Drive
Ponte Vedra, FL 32081
5 more homes for sale in Crosswater Village →Search Crosswater Village on the map
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About this home
Crosswater Village
A rare combination of privacy, pond-to-preserve views and a cul-de-sac location in Nocatee's Crosswater Village!I Inside, you'll find bright, open living spaces with a functional layout designed for everyday living and entertaining.The kitchen anchors the main living area and connects seamlessly to the surrounding spaces. Enjoy a stylish head start with designer light fixtures, upgraded mirrors, and custom wood-accent bathroom walls, thoughtful upgrades that add warmth, character, and personality far beyond standard builder-grade finishes. The spacious owner's suite provides a private retreat, while the covered lanai is the perfect place to enjoy Florida outdoor living! Skip the build and move in now!!
Next steps in Crosswater Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,738 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)30 min drive · 94 parking spaces
Closest park or preserve
Nocatee Preserve15 min drive · 2,378 acres
Closest public boat ramp
Guana River Wildlife Management Area – Six Mile Landing Public Boat Ramp (10 HP Max)about 5 mi · Guana Lake
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 2 mi · Tolomato River
Closest youth league fields
Nocatee Community Park8 min drive · Soccer
Closest grocery store
Publix9 min drive · 250 Pine Lake Dr, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $665,000 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $535,974 | $437,035 | — |
| 2024 | $531,209 | $424,011 | — |
| 2023 | $531,202 | $378,637 | — |
| 2022 | $416,152 | $366,152 | — |
| 2021 | $352,153 | $352,153 | — |
| 2020 | $80,000 | $80,000 | — |
2025 property taxes (current owner): $8,410/yr
Estimated taxes if purchased at asking price: ~$10,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Price change$679,900−$2,500
- Sep 11, 2026Price change$682,400−$2,500
- Jul 22, 2026Price change$684,900−$5,000
- Jun 17, 2026Listed$689,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $273/sq ft; this home is listed at $302/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 208 Pioneer Village Drive, Ponte Vedra, FL 32081Listed by LOKATION | Oct 2026 | $599,900 | $239 | 4/2 | 2,514 | 1 | 0.2 |
| 541 Crosswater Lake Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Oct 2026 | $832,450 | $295 | 4/3.5 | 2,818 | 41 | 0.3 |
| 128 Union Hill Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $535,000 | $264 | 3/2 | 2,026 | 135 | 0.3 |
| 247 Village Grande Drive, Ponte Vedra, FL 32081Listed by VENTURE DEVELOPMENT REALTY | Oct 2026 | $730,000 | $273 | 4/3 | 2,670 | 230 | 0.5 |
| 152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Oct 2026 | $685,000 | $297 | 4/2 | 2,305 | 4 | 0.5 |
| 300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $624,250 | $271 | 3/2 | 2,305 | 405 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Crosswater Village
Crosswater Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Crosswater Village homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines