This home is in Ponte Vedra.

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Active

Active·163 days on market

247 Village Grande Drive

Ponte Vedra, FL 32081

$749,000$281/sqftEst. $3,986/moMLS# 2128357

Beds

Baths

2,670

Sq Ft

2019

Built

2.5

Garage

Pool

About this home

Ponte Vedra

WATERFRONT LUXURY IN NOCATEE'S HERITAGE TRACE AT CROSSWATER **5,000 Flex Money Towards Closing/Repairs** Welcome to 247 Village Grande Drive! This stunning 4-bedroom, 3-bath home with office offers 2,701 square feet of like-new living space, built in 2019 and meticulously maintained. The heart of this home is the gorgeous gourmet kitchen with beautiful upgrades, flowing seamlessly into open-concept living areas flooded with natural light and premium finishes throughout. Step outside to your private backyard oasis featuring tranquil water views from your covered lanai and a relaxing hot tub - perfect for entertaining or unwinding after a long day. This outdoor space truly elevates the Florida lifestyle. Access to world-class Nocatee amenities, including resort-style pools, splash parks, state-of-the-art fitness centers, miles of scenic trails, tennis and pickleball courts, kayak launches, and Nocatee Town Center with shopping and dining. Top-rated St. Johns County schools.

Cost to own

Mortgage calculator

Home Price

$749,000

Down Payment: 20%

$149,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,807

Principal & Interest: $3,807

Est. Taxes & Insurance: $952

Estimated Total Monthly

$4,759

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,986

Property taxesest. at asking price, St. Johns County$997

HOAbilled monthly$165

Estimated total, before insurance$5,148/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$694,659	$431,162	—
2024	$676,679	$418,303	—
2023	$630,602	$404,663	—
2022	$522,030	$391,420	—
2021	$423,349	$373,349	—
2020	$392,108	$342,108	—

2025 property taxes (current owner): $8,694/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,803 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History