This home is in Crosswater Village, Ponte Vedra — a home near Allen D. Nease High School.
Active·Listed today·Crosswater Village
259 Vista Lake Circle
Ponte Vedra, FL 32081
6 more homes for sale in Crosswater Village →Search Crosswater Village on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Crosswater Village
Welcome to this spacious 4-bedroom, 2.5-bath home in the desirable Crosswater community of Nocatee! This bright and open floor plan offers beautiful wood flooring throughout the main living areas, soaring ceilings, abundant natural light, and plenty of flexible living space. The kitchen features quartz countertops, white cabinetry, stainless steel appliances, gas cooktop, wall oven and microwave, large center island, and walk-in pantry, all opening to the main living and dining areas. Oversized sliding glass doors lead to a covered and screened lanai, creating an ideal indoor-outdoor living space overlooking the backyard. The spacious primary suite offers a tray ceiling, large windows, walk-in closet, dual vanities, and an oversized tiled walk-in shower with frameless glass. Upstairs you'll find three additional bedrooms plus a large loft, perfect for a media room, playroom, home office, or second living area. Located close to the Crosswater neighborhood pools, parks, and golf cart
Next steps in Crosswater Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,772 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $9,129/yr
Estimated taxes if purchased at asking price: ~$10,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 3, 2026Listed$624,940
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CASTILLO REAL ESTATE JAX
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Crosswater Village
Crosswater Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Crosswater Village homes for sale →Keep looking
More homes in Crosswater Village
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For Sale381 Pioneer Village DrivePonte Vedra, FL 32081
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For Sale357 Pioneer Village DrivePonte Vedra, FL 32081
3 bd · 2 ba · 1,623 sq ft
$549,900Est. $2,927/moEnjoy peaceful water and preserve views with no homes directly behind you in this beautifully maintained single-story…
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For Sale91 Constitution DrivePonte Vedra, FL 32081
5 bd · 4 ba · 3,190 sq ft
$875,000Est. $4,657/moOriginal owners proudly offering this 5 BR David Weekly home in Crosswater Village at Nocatee. All bedrooms are on the…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines