This home is in Pioneer Village, Ponte Vedra.
Active·35 days on market·Pioneer Village
128 Union Hill Drive
Ponte Vedra, FL 32081
About this home
Pioneer Village
REDUCED PRICE! Located in the heart of Pioneer Village in Nocatee, this move-in ready 3-bedroom, 2-bath home offers 2,026 square feet of thoughtfully designed living space on a desirable corner lot with preserve views, partial pond views, and golf cart-friendly access to nearby amenities, parks, and trails. A welcoming front porch overlooks the preserve across the street, creating a private and peaceful setting rarely found in this price range. Inside, the open-concept floor plan seamlessly connects the living, dining, and kitchen areas, making the home ideal for both everyday living and entertaining. The spacious kitchen features a large center island, gas range, stainless steel appliances, tile backsplash, abundant cabinetry, and gathering space that naturally becomes the heart of the home. Recent improvements and upgrades include plantation shutters, new carpet, an extended patio, and a screened lanai designed for year-round Florida living. The backyard offers a relaxing outdoor
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $530,164 | $408,489 | — |
| 2024 | $524,859 | $396,269 | — |
| 2023 | $536,809 | $383,271 | — |
| 2022 | $420,651 | $370,651 | — |
| 2021 | $85,000 | $85,000 | — |
| 2020 | $80,000 | $80,000 | — |
2025 property taxes (current owner): $8,204/yr
Estimated taxes if purchased at asking price: ~$9,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,781 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jun 11, 2026Listed$567,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Pioneer Village
Pioneer Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Pioneer Village homes for sale →Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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