Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in West End, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·105 days on market·West End

801 Nocatee Village Drive

Ponte Vedra, FL 32081

$629,900$267/sqftEst. $3,238/moMLS# 2145524

Beds

Baths

2,355

Sq Ft

2023

Built

Garage

Pool

About this home

West End

Live in the heart of Nocatee Town Center and experience one of the most sought-after lifestyles in Northeast Florida! Located in the highly desirable West End community, this never-lived-in Dostie Homes Apollo Farmhouse floorplan offers the perfect combination of luxury, convenience, and low-maintenance living -- all just moments from shopping, dining, parks, fitness centers, and Nocatee's world-class amenities. This beautifully designed 2-story home features 2,355 square feet of thoughtfully planned living space with 4 spacious bedrooms, 3.5 bathrooms, and an open-concept layout designed for modern living and entertaining. From the moment you enter, the welcoming foyer opens into an expansive great room filled with natural light, creating the perfect gathering space for family and friends. The gourmet kitchen overlooks the dining area and covered lanai, offering seamless indoor-outdoor living that today's buyers are searching for. Whether hosting guests or enjoying a quiet evening at

Cost to own

Mortgage calculator

Home Price

$629,900

Down Payment: 20%

$125,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,238

Principal & Interest: $3,238

Property taxes (est.): $838

Insurance (est.): $420

Estimated Total Monthly

$4,496

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,238

Property taxesest. at asking price, St. Johns County$838

HOAbilled quarterly$215

Estimated total, before insurance$4,292/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,088/yr · $424/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $1,976,000 in January 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$512,089	$512,089	—
2024	$549,233	$545,233	—
2023	$110,000	$110,000	—
2022	$67,200	$67,200	—

2025 property taxes (current owner): $5,088/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Public water · JEA

Municipal drinking water from JEA per the county inventory.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History