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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a waterfront home in Nocatee.

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Sold

Sold·Closed Jun 18, 2026·19 days on market·Recent sales in Coastal Oaks·Coastal Oaks

602 Old Bluff Drive

Ponte Vedra, FL 32081

$2,040,000sold priceListed at $2,189,000 · 93.2% of asking$428/sqftMLS# 2140371
5
Beds
4
Baths
4,768
Sq Ft
2017
Built
3
Garage
Yes
Pool

16 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map

HOA $255/mo16,117 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Coastal Oaks

This Toll Brothers home in Coastal Oaks has the WOW factor! Nearly 4,800 square feet of living space with extensive custom upgrades inside and out. The Westbrook floor plan offers 5 bedrooms, 4 bathrooms and a 3-car garage with the primary suite and an additional bedroom downstairs. Inside, the craftsmanship is immediately evident. High end wood & tile flooring, custom tongue-and-groove tray ceilings, designer paint finishes, and architectural ceiling details with integrated lighting and speakers create visual interest in every room. Wall treatments like custom wainscoting, picture-frame molding, shiplap accents, and designer paneling--delivering a refined coastal aesthetic throughout. There are no builder-grade finishes here--only a fully upgraded custom woodwork package with curated millwork! A stunning, custom-crafted fireplace surround with built-in cabinetry serves as a focal point in the main living space, professionally designed and hand-built on site with bespoke detailing

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,300
Property taxesest. at asking price, St. Johns County$2,715
HOAbilled quarterly$255
Estimated total, before insurance$14,270/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,537/yr · $211/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,040,000
$408,000
Loan Term
Monthly Payment
$11,300
Principal & Interest: $11,300
Property taxes (est.): $2,715
Insurance (est.): $1,360
Estimated Total Monthly
$15,374
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,481,453$0—
2024$1,451,126$0—
2023$1,357,942$0—
2022$1,128,731$841,288—
2021$941,425$815,183—
2020$869,761$803,169—

2025 property taxes (current owner): $2,537/yr

Estimated taxes if purchased at asking price: ~$32,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $345/sq ft; this home is listed at $459/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
529 Stately Shoals Trail, Ponte Vedra, FL 32081Listed by 904 FINE HOMESJul 2026$1,125,000$2955/4.53,813590.3
203 Old Bluff Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$1,740,000$4135/44,211650.4
243 Old Bluff Drive, Ponte Vedra, FL 32081Listed by LOKATIONJul 2026$1,302,000$3874/3.53,36240.4
256 Myrtle Brook Bend, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$865,000$2575/43,366100.4
624 Port Charlotte Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$1,410,000$3315/4.54,26320.4
120 Topsail Drive, Ponte Vedra, FL 32081Listed by LOWEST FEE REALTY LLCJun 2026$1,330,000$3454/3.53,850400.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,189,000
Price / Sq Ft$459
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage4,768
Acres0.37 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Other
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontYes
Gated CommunityYes
Direction FacesWest

School Information

Community Information

Address602 Old Bluff Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size16,117.2 sq ft
Parcel Number0702914200
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management- On Site, Park, Playground, Security, Spa/Hot Tub, Tennis Court(s), Trash
Community FeaturesSidewalks, Suburban, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener
ViewPond, Pool
Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Heat Pump, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
SecuritySecurity Gate, Security System Owned
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Fire Pit, Outdoor Kitchen, Outdoor Shower
Lot DescriptionDead End Street, Few Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Frame, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedApril 16, 2026
Days on Market19
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
HOA NameMay Management
HOA Fee IncludesSecurity, Trash
Tax Amount$2,536.5
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines