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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a pool home in Nocatee.

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Sold

Sold·Closed Oct 8, 2026·65 days on market·Recent sales in Coastal Oaks·Coastal Oaks

203 Old Bluff Drive

Ponte Vedra, FL 32081

$1,740,000sold priceListed at $1,899,999 · 91.6% of asking$413/sqftMLS# 2150700
5
Beds
4
Baths
4,211
Sq Ft
2020
Built
3
Garage
Yes
Pool

16 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map

FEMA Zone XHOA $255/mo11,326 sqft lotSingle Family Residence2 stories

About this home

Coastal Oaks

Welcome to 203 Old Bluff Drive - an extraordinary luxury estate nestled within the exclusive gated community of Coastal Oaks at Nocatee. Built in 2020, this stunning 5-bed/4-bath masterpiece sits on a premium preserve lot and has been meticulously curated with incredible custom upgrades that elevate every inch of this nearly 4,800 sq ft showpiece. Inside, the breathtaking two-story great room stuns with soaring picture windows, an elegant floor-to-ceiling fireplace with custom built-ins, and enchanting light oak-style tile floors that flow throughout. The chef's dream kitchen features crisp white double-stacked cabinetry, an expansive island, gas range, dedicated coffee bar, and a gorgeous butler's pantry. The luxurious downstairs owner's retreat offers a spa-inspired bath with a stunning freestanding tub, elegant tiled shower, dual vanities, and two incredible custom closets. Head upstairs and be pleasantly surprised by the gorgeous

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,638
Property taxesest. at asking price, St. Johns County$2,315
HOAbilled quarterly$255
Estimated total, before insurance$12,209/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,740,000
$348,000
Loan Term
Monthly Payment
$9,638
Principal & Interest: $9,638
Property taxes (est.): $2,315
Insurance (est.): $1,160
Estimated Total Monthly
$13,113
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,605 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,920,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,514,372$1,514,372—
2024$1,442,005$879,444—
2023$1,296,156$852,373—
2022$1,065,390$826,090—
2021$904,973$800,573—
2020$145,000$137,500—

Estimated taxes if purchased at asking price: ~$27,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Closed$1,899,999
  • Sep 1, 2026Pending$1,899,999
  • Aug 24, 2026Active Under Contract$1,899,999
  • Aug 14, 2026Price change$1,899,999−$25,001
  • Jun 19, 2026Listed$1,925,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $451/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
243 Old Bluff Drive, Ponte Vedra, FL 32081Listed by LOKATIONJul 2026$1,302,000$3874/3.53,36240
281 Pelican Pointe Road, Ponte Vedra, FL 32081Listed by POINT PROPERTIESAug 2026$719,000$2364/33,041670.4
155 Bermuda Greens Avenue, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSJul 2026$1,500,000$3505/44,28940.6
252 Bermuda Greens Avenue, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$1,557,700$3075/5.55,0812830.6
529 Stately Shoals Trail, Ponte Vedra, FL 32081Listed by 904 FINE HOMESJul 2026$1,125,000$2955/4.53,813590.6
379 Cape May Avenue, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,075,000$3144/3.53,425810.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,899,999
Price / Sq Ft$451
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage4,211
Acres0.26 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address203 Old Bluff Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size11,325.6 sq ft
Lot DimensionsIrreg LOT
Parcel Number0702914700

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup
SecurityGated with Guard, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
FencingOther, Fenced, Back Yard, Full
RoofShingle
ConstructionFiber Cement, Frame, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 19, 2026
Days on Market65
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines