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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Willowcove, Ponte Vedra — a pool home in Nocatee.

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Sold

Sold·Closed Jul 7, 2026·59 days on market·Recent sales in Willowcove·Willowcove

529 Stately Shoals Trail

Ponte Vedra, FL 32081

$1,125,000sold priceListed at $1,139,000 · 98.8% of asking$295/sqftMLS# 2139600
5
Beds
4.5
Baths
3,813
Sq Ft
2014
Built
2
Garage
Yes
Pool

3 more homes for sale in Willowcove →Search Willowcove on the map

FEMA Zone XHOA $77/mo12,632 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Willowcove

This is the residence you've been waiting for--an exceptional blend of elegance, space, and resort-style living. Boasting 5 bedrooms, 4.5 baths, two private office suites, and an expansive loft, this home is thoughtfully designed to accommodate both refined entertaining and everyday comfort. Step outside to your private oasis: a stunning saltwater pool and spa (installed in 2022), measuring 15x30 with a 7x7 heated spa. Framed by exquisite Diana Royal leathered marble decking and a screened enclosure, the serene water views create a tranquil backdrop--making every day feel like a luxury retreat. The home is further enhanced by SOLAR PANELS, offering remarkable energy efficiency and impressively low utility costs. The main level features three additional bedrooms, while the upper level hosts a generous loft, an additional bedroom, and a full bath--perfect for guests or multigenerational living. Refined upgrades abound, including luxury vinyl plank flooring

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,231
Property taxesest. at asking price, St. Johns County$1,497
HOAbilled quarterly$77
Estimated total, before insurance$7,805/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,909/yr · $909/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,125,000
$225,000
Loan Term
Monthly Payment
$6,231
Principal & Interest: $6,231
Property taxes (est.): $1,497
Insurance (est.): $750
Estimated Total Monthly
$8,478
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$892,683$573,165—
2024$917,808$556,304—
2023$905,541$538,645—
2022$700,646$434,822—
2021$500,104$420,701—
2020$464,202$414,202—

2025 property taxes (current owner): $10,909/yr

Estimated taxes if purchased at asking price: ~$18,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 7, 2026Closed$1,139,000
  • Apr 11, 2026Listed$1,139,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $286/sq ft; this home is listed at $299/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
35 Royal Lake Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$820,000$2765/42,971100.5
203 Old Bluff Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$1,740,000$4135/44,211650.6
281 Pelican Pointe Road, Ponte Vedra, FL 32081Listed by POINT PROPERTIESAug 2026$719,000$2364/33,041670.8
50 Dawes Avenue, Ponte Vedra, FL 32081Listed by GPS REALTY LLCJul 2026$879,900$3224/42,7292580.8
510 Portsmouth Bay Avenue, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$750,000$2583/3.52,9121370.9
123 Cape Hatteras Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$795,000$2865/32,78340.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,139,000
Price / Sq Ft$299
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,813
Acres0.29 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure
Is WaterfrontYes

School Information

Community Information

Address529 Stately Shoals Trail, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWillowcove
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size12,632.4 sq ft
Parcel Number0702722480

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Solar Tube(s), Split Bedrooms, Vaulted Ceiling(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Gas Range, Microwave, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Other
# of Stories2
LevelsTwo
LaundryIn Unit
Spa FeaturesIn Ground, Heated

Exterior

RoofShingle
ConstructionFrame, Stucco
Other StructuresOther

Additional Information

Date ListedApril 11, 2026
Days on Market59
HOA Fees$231.25 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$10,909.31
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 904 FINE HOMES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Willowcove

Willowcove is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Willowcove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines