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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jun 22, 2026·2 days on market·Recent sales in Coastal Oaks·Coastal Oaks

624 Port Charlotte Drive

Ponte Vedra, FL 32081

$1,410,000sold priceListed at $1,449,000 · 97.3% of asking$331/sqftMLS# 2145823
5
Beds
4.5
Baths
4,263
Sq Ft
2012
Built
3
Garage
No
Pool

16 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map

HOA $255/mo10,890 sqft lotSingle Family Residence2 stories

About this home

Coastal Oaks

A dramatically updated and beautiful serene home in gated Coastal Oaks at Nocatee. Enjoy the grand entrance with high ceilings, natural light, windows with plantation shutters, neutral colors throughout, and stunning wood floors. Updated and comfortable, this home was crafted with care and attention to detail. Comfortable living with a first floor that is flexible for everyday living, including a soaring two-story living room, an office, a dining room, a spacious gourmet kitchen, an open floor plan, a primary bedroom with a spa-like bathroom and preserve views, another bedroom with a half bath for guests, a full bathroom, and a laundry room with cabinets. Upstairs are three additional bedrooms with two full bathrooms and a loft space. A paver walkway to a built-in outdoor fire pit. HUGE Covered screen lanai with views of the preserve that could also be used as a cabana. Upgrades such as a subzero refrigerator, Wolf gas range, wine cellar and so much more!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,810
Property taxesest. at asking price, St. Johns County$1,876
HOAbilled quarterly$255
Estimated total, before insurance$9,942/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,833/yr · $903/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,410,000
$282,000
Loan Term
Monthly Payment
$7,810
Principal & Interest: $7,810
Property taxes (est.): $1,876
Insurance (est.): $940
Estimated Total Monthly
$10,626
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,095,967$604,019—
2024$1,071,578$586,289—
2023$993,423$567,756—
2022$804,557$539,322—
2021$618,676$522,157—
2020$564,257$514,257—

2025 property taxes (current owner): $10,833/yr

Estimated taxes if purchased at asking price: ~$22,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $350/sq ft; this home is listed at $340/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
203 Old Bluff Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$1,740,000$4135/44,211650.2
281 Pelican Pointe Road, Ponte Vedra, FL 32081Listed by POINT PROPERTIESAug 2026$719,000$2364/33,041670.2
243 Old Bluff Drive, Ponte Vedra, FL 32081Listed by LOKATIONJul 2026$1,302,000$3874/3.53,36240.3
408 Stately Shoals Trail, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$877,400$2654/43,306290.4
379 Cape May Avenue, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,075,000$3144/3.53,425810.6
155 Bermuda Greens Avenue, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSJul 2026$1,500,000$3505/44,28940.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,449,000
Price / Sq Ft$340
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,263
Acres0.25 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesWest

School Information

Community Information

Address624 Port Charlotte Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,890 sq ft
Parcel Number0702913690
ZoningResidential

Amenities

AmenitiesBasketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Other
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Thermostat, Walk-In Closet(s), Wine Cellar
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchScreened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 30, 2026
Days on Market2
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
Tax Amount$10,833.12
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines