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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coral Ridge, Ponte Vedra — a home near Allen D. Nease High School.

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Active

$1,799,5005 bd · 5 ba · 4,316 sq ft

Active·141 days on market·Coral Ridge

628 Seagrove Drive

Ponte Vedra, FL 32081

$1,799,500$417/sqftEst. $9,811/mo mortgageMLS# 2152030
↓ $50,500 below original listOpen house Sat, Nov 14 · 11:00 am–3:00 pm
5
Beds
5
Baths
4,316
Sq Ft
2024
Built
3
Garage
Yes
Pool

10 more homes for sale in Coral Ridge →Search Coral Ridge on the map

FEMA Zone XHOA $125/mo11,761 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Coral Ridge

Back on Market- a second chance at exceptional living! Previous Buyer failed to secure financing. Clean Inspection and appraised ABOVE list price! Check out this custom-built luxury pool home, located in the Coral Ridge gated neighborhood of Nocatee, masterfully blends sophisticated design, flexible living, and Florida indoor-outdoor living. Featuring 5 bedrooms, 5 baths, and multiple flex spaces, the home lives far larger than its footprint, offering exceptional versatility. A Riverside Home designed with extensive builder upgrades and enhanced by over $100,000 in owner improvements, the residence showcases custom ceiling beams, a striking shiplap fireplace, professional grade internet, home theater & audio system, designer window treatments with smart enabled controls and premium finishes throughout. A dramatic 16-foot sliding glass wall seamlessly connects the main living area to the screened outdoor lanai. The open floor plan

Next steps in Coral Ridge

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$9,811
Property taxesest. at asking price, St. Johns County$2,356
HOAbilled annually$125
Estimated total, before insurance$12,292/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$20,220/yr · $1,685/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,799,500
$359,900
Loan Term
Monthly Payment
$9,811
Principal & Interest: $9,811
Property taxes (est.): $2,356
Insurance (est.): $1,200
Estimated Total Monthly
$13,367
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 6:48 AM, sunset 5:31 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $4,200,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$1,506,893$1,302,704—
2025$1,318,515$1,267,793—
2024$160,000$160,000—

2025 property taxes (current owner): $20,220/yr

Estimated taxes if purchased at asking price: ~$28,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 30, 2026Active$1,799,500
  • Aug 17, 2026Active Under Contract$1,799,500
  • Jul 27, 2026Price change$1,799,500−$50,500
  • Jun 24, 2026Listed$1,850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $375/sq ft; this home is listed at $417/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
555 Seagrove Drive, Ponte Vedra, FL 32081Listed by EXP REALTY LLCJul 2026$1,630,000$3754/4.54,350590.1
842 Seagrove Drive, Ponte Vedra, FL 32081Listed by REALTY ONE GROUP ELEVATEOct 2026$1,500,000$3716/4.54,046500.2
112 Barrier Reef Drive, Ponte Vedra, FL 32281Listed by WEEKLEY HOMES REALTYOct 2026$1,500,000$3904/43,8443170.2
187 Baywinds Court, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$1,302,812$3355/3.53,88400.2
470 Seagrove Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPSep 2026$1,515,000$4295/4.53,53410.2
67 Barrier Reef Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,435,000$3755/4.53,829180.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,799,500
Price / Sq Ft$417
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage4,316
Total Structure Area5,759 sq ft
Acres0.27 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontNo
Gated CommunityYes
Direction FacesWest

School Information

Zoned elementarySabal Crest Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPine Island Academy
Reported middlePine Island Academy
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address628 Seagrove Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoral Ridge
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size11,761.2 sq ft
Parcel Number0705100740
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Launch, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage Door Opener, Guest
ViewProtected Preserve

Interior

Interior FeaturesButler Pantry, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air, Multi Units
FlooringTile
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 24, 2026
Days on Market141
HOA Fees$1,500 / Annually
HOA FrequencyAnnually
HOA NameBCM Services
HOA Fee IncludesSecurity
Tax Amount$20,220.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coral Ridge

Coral Ridge is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coral Ridge homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

11/14/2026

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