This home is in Coral Ridge, Ponte Vedra.

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Active

Active·91 days on market·Coral Ridge

174 Barrier Reef Drive

Ponte Vedra, FL 32081

$1,828,538$469/sqftEst. $9,732/moMLS# 2140294

Beds

Baths

3,896

Sq Ft

2026

Built

Garage

Pool

About this home

Coral Ridge

Nocatee is nearly built out, and what remains is protected, not replaceable. Coral Ridge at Seabrook is one of its final gated communities. This professionally designed 'Nichelle' plan offers sprawling single-level living with a late 2026 completion, perfectly timed for a winter move. A 16-foot sliding glass wall opens the main living space to the outdoors, complemented by exposed beams and a layout that feels open, calm, and easy to live in. The kitchen is built to perform with a gas rangetop, double ovens, an oversized island, and a hidden prep pantry that keeps everything effortless whether it's a quiet night in or a full house. A dedicated home office gives you space to focus when you need it. Three secondary bedrooms sit in their own wing, creating separation without sacrificing flow, while the extended Owner's Retreat is set apart with a freestanding tub, full rain shower, and a custom closet that actually delivers.

Cost to own

Mortgage calculator

Home Price

$1,828,538

Down Payment: 20%

$365,708

Interest Rate: 6.55%

Loan Term

Monthly Payment

$9,294

Principal & Interest: $9,294

Est. Taxes & Insurance: $2,324

Estimated Total Monthly

$11,618

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,732

Property taxesest. at asking price, St. Johns County$2,433

HOAbilled annually$125

Estimated total, before insurance$12,290/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 16, 2026Listed$1,828,538

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,828,538

Price / Sq Ft$469

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,896

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address174 Barrier Reef Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoral Ridge

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number00000000

Amenities

AmenitiesPool, Basketball Court, Boat Launch, Cable TV, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Developer, Management - Full Time, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Construction, Doors, HVAC, Insulation, Lighting, Thermostat, Water Heater, Windows

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral, Electric, Heat Pump, Zoned

CoolingCentral Air, Electric, Multi Units, Split System, Zoned

FlooringCarpet, Tile, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security Gate, Security System Owned, Smoke Detector(s)