This home is in Coastal Oaks, Ponte Vedra.

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Active

Active·47 days on market·Coastal Oaks

48 Marsala Street

Ponte Vedra, FL 32081

$1,152,000$308/sqftEst. $6,131/moMLS# 2147657

Beds

Baths

3,742

Sq Ft

2019

Built

Garage

Pool

About this home

Coastal Oaks

Tucked away on a quiet cul-de-sac in the heart of Ponte Vedra, this Toll Brothers Captiva Elite blends luxury, privacy, and timeless design, backing to a serene wooded preserve. White oak flooring flows throughout an open, thoughtfully designed floorplan with elevated millwork, designer lighting, and abundant natural light. The chef's kitchen showcases a large island, Wolf gas range and appliances, custom cabinetry, quartz waterfall counters, walk-in pantry, and dining area. The private primary suite features walk-in closet, separate vanities, a soaking tub, and a walk-in shower. First floor also offers two bedrooms and a dedicated office; upstairs provides a loft with bedroom and full bath plus a versatile bonus room. Meticulously upgraded systems and finishes deliver modern comfort and enduring craftsmanship in a highly desirable Ponte Vedra setting.

Cost to own

Mortgage calculator

Home Price

$1,152,000

Down Payment: 20%

$230,400

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,819

Principal & Interest: $5,819

Est. Taxes & Insurance: $1,455

Estimated Total Monthly

$7,274

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,131

Property taxesest. at asking price, St. Johns County$1,533

HOAbilled quarterly$255

Estimated total, before insurance$7,920/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$958,160	$606,146	—
2024	$988,469	$588,356	—
2023	$1,030,248	$569,763	—
2022	$860,688	$551,712	—
2021	$584,186	$534,186	—
2020	$554,507	$554,507	—

2025 property taxes (current owner): $11,474/yr

Estimated taxes if purchased at asking price: ~$18,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Price change$1,152,000−$17,000
Jul 10, 2026Price change$1,169,000−$13,000
May 29, 2026Listed$1,182,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,152,000

Price / Sq Ft$308

Bedrooms4

Bathrooms4.00

Full Baths3

Half Baths2

Square Footage3,742

Acres0.31 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address48 Marsala Street, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoastal Oaks At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size13,503.6 sq ft

Parcel Number0702915890

Amenities

AmenitiesPool, Dog Park, Fitness Center, Park, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected

Water SourcePublic

ParkingGarage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDisposal, Dryer, Electric Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryUpper Level

Security24 Hour Security, Security Gate