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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a pool home in Nocatee.

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Sold

Sold·Closed Jul 21, 2026·4 days on market·Recent sales in Coastal Oaks·Coastal Oaks

243 Old Bluff Drive

Ponte Vedra, FL 32081

$1,302,000sold priceListed at $1,325,000 · 98.3% of asking$387/sqftMLS# 2143251
4
Beds
3.5
Baths
3,362
Sq Ft
2019
Built
3
Garage
Yes
Pool

16 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map

FEMA Zone XHOA $255/mo11,761 sqft lotSingle Family Residence1 story

About this home

Coastal Oaks

Single story pool living & a great split floorplan in gated Coastal Oaks! Notice the hand selected lighting! Soaring 12' ceilings add depth & character. See all the extras: two step crown molding, wainscoting, custom ceiling beams & more! The great room is so open & features a gas fireplace with gorgeous surround. The kitchen is spacious with island storage, plus seating for days! Love the wine fridge & under cabinet lighting! The screened lanai has a solar heated pool & summer kitchen for year-round fun, PLUS putting green! The primary suite is stunning with a tray ceiling & bay window seating, overlooking the preserve. An expansive, custom closest with wood work leads you to the inspired primary bath, complete with herringbone tile & super shower. A front office allows for flexibility. The remaining bedrooms are split, one with a murphy bed. The others are incredibly roomy & share a Jack & Jill bath, & have great wall designs! Plus, solar panel & battery! Check it out & fall in love

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,212
Property taxesest. at asking price, St. Johns County$1,733
HOAbilled quarterly$255
Estimated total, before insurance$9,200/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,302,000
$260,400
Loan Term
Monthly Payment
$7,212
Principal & Interest: $7,212
Property taxes (est.): $1,733
Insurance (est.): $868
Estimated Total Monthly
$9,812
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,150,449$1,099,727—
2024$1,126,600$881,009—
2023$1,041,314$800,917—
2022$840,065$728,106—
2021$656,251$656,251—
2020$601,927$601,927—

Estimated taxes if purchased at asking price: ~$20,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$1,325,000
  • May 15, 2026Listed$1,325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $394/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
203 Old Bluff Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$1,740,000$4135/44,211650
277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$764,691$3193/2.52,399280.6
285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$725,000$3063/2.52,3671070.6
299 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$731,461$3054/3.52,396230.7
379 Cape May Avenue, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,075,000$3144/3.53,425810.8
877 Caiden Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCSep 2026$750,000$3135/42,3971800.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,325,000
Price / Sq Ft$394
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,362
Acres0.27 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Pool Sweep, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address243 Old Bluff Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size11,761.2 sq ft
Parcel Number0702914670

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LaundryIn Unit

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 15, 2026
Days on Market4
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines