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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jul 24, 2026·113 days on market·Recent sales in Nocatee

185 Liberty Bell Road

Ponte Vedra, FL 32081

$570,000sold priceListed at $570,000 · 100% of asking$280/sqftMLS# 2127679
3
Beds
2.5
Baths
2,035
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XHOA $257/mo3,920 sqft lotWaterfrontTownhouse2 stories

About this home

Ponte Vedra

Waking up to water views & winding down in peace: this is Nocatee living at its best! This lakefront townhome lives beautifully & feels like home the moment you walk in. With the primary suite (with herringbone marble-look tile!) tucked downstairs & peaceful water views beyond the expanded, screened, & sealed lanai, everyday life here feels calm & effortless. Plantation shutters, upgraded lighting, & oak stairs with an open railing add warmth & character, while the off-white kitchen with a wood-accented island is both inviting and timeless: perfect for slow mornings or easy evenings in. Don't miss the ultra modern powder bath! Upstairs, two bedrooms are joined by a cozy retreat ideal for homework, reading, or a quiet escape. Step outside to the expansive screened lanai overlooking the lake & let the day unwind. Set within a gated community & just a short walk to Crosswater Pool & Park, this home offers comfort, charm, and that easy Nocatee lifestyle everyone's looking for.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,157
Property taxesest. at asking price, St. Johns County$758
HOAbilled quarterly$257
Estimated total, before insurance$4,172/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$570,000
$114,000
Loan Term
Monthly Payment
$3,157
Principal & Interest: $3,157
Property taxes (est.): $759
Insurance (est.): $380
Estimated Total Monthly
$4,296
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $552,300 in January 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$478,618$427,896—
2024$474,842$424,842—
2023$110,000$104,720—
2022$95,200$95,200—

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$570,000
  • Feb 14, 2026Listed$570,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $280/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
91 Broadhaven Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2025$440,000$2922/21,505340.9
109 Oyster Bay Way, Ponte Vedra, FL 32081Listed by MARSH LANDING REALTYAug 2026$386,000$2352/21,64441.1
80 Oyster Bay Way, Ponte Vedra, FL 32081Listed by LOKATIONJul 2026$407,000$2482/21,644841.1
119 Latham Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCAug 2025$459,000$2813/21,6351081.3
16 Fawn Gully Lane H, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2026$380,000$2112/21,797251.4
33 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$352,000$2292/21,5362961.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$570,000
Price / Sq Ft$280
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,035
Acres0.09 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address185 Liberty Bell Road, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionNocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size3,920.4 sq ft
Parcel Number0704890410

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewWater
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingElectric
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Security Gate

Exterior

Patio / PorchFront Porch, Patio, Porch, Screened
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 14, 2026
Days on Market113
HOA Fees$770 / Quarterly
HOA FrequencyQuarterly
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines