This home is in Coastal Oaks, Ponte Vedra — a gated community home in St. Johns County.
Active·Listed today·Coastal Oaks
83 Oyster Bay Way
Ponte Vedra, FL 32081
23 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map
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About this home
Coastal Oaks
An exceptional opportunity for single-level living in Coastal Oaks at Nocatee, this beautifully finished ground-floor carriage home offers 2 bedrooms, 2 baths and 1,644 square feet within one of Nocatee's premier gated communities. Designed for ease and low-maintenance living, the residence combines an inviting open layout with elevated interior details and comfortable indoor-outdoor spaces. Engineered hardwood floors flow through the main living areas, complemented by custom wood trim detailing along the walls and ceilings. The well-appointed kitchen features stainless steel appliances, under-cabinet lighting and an open connection to the living and dining spaces. Both baths feature upgraded tilework and designer accents, while the screened paver lanai extends the living space outdoors for relaxing or entertaining. Recent updates include a new refrigerator (July 2026) and new HVAC system (September 2026), offering added comfort and peace of mind. Coastal Oaks residents enjoy .......
Next steps in Coastal Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,784 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:19 AM, sunset 7:11 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $386,000 | $248,995 | — |
| 2024 | $367,350 | $241,129 | — |
| 2023 | $367,350 | $232,504 | — |
| 2022 | $315,000 | $229,130 | — |
| 2021 | $271,000 | $221,000 | — |
| 2020 | $271,000 | $221,000 | — |
2025 property taxes (current owner): $5,270/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 30, 2026Listed$396,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Coastal Oaks
Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Coastal Oaks homes for sale →Keep looking
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For Sale112 Oyster Bay WayPonte Vedra, FL 32081
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines