This home is in Coastal Oaks, Ponte Vedra — a gated community home in St. Johns County.
$385,000Sold2 bd · 2 ba · 1,644 sq ft
Sold·Closed Oct 29, 2026·8 days on market·Recent sales in Coastal Oaks·Coastal Oaks
83 Oyster Bay Way
Ponte Vedra, FL 32081
19 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map
About this home
Coastal Oaks
An exceptional opportunity for single-level living in Coastal Oaks at Nocatee, this beautifully finished ground-floor carriage home offers 2 bedrooms, 2 baths and 1,644 square feet within one of Nocatee's premier gated communities. Designed for ease and low-maintenance living, the residence combines an inviting open layout with elevated interior details and comfortable indoor-outdoor spaces. Engineered hardwood floors flow through the main living areas, complemented by custom wood trim detailing along the walls and ceilings. The well-appointed kitchen features stainless steel appliances, under-cabinet lighting and an open connection to the living and dining spaces. Both baths feature upgraded tilework and designer accents, while the screened paver lanai extends the living space outdoors for relaxing or entertaining. Recent updates include a new refrigerator (July 2026) and new HVAC system (September 2026), offering added comfort and peace of mind. Coastal Oaks residents enjoy .......
Next steps in Coastal Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,784 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)23 min drive · 80 parking spaces
Closest park or preserve
Nocatee Preserve11 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 4 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 3 mi · Tolomato River
Closest youth league fields
Nocatee Community Park4 min drive · Soccer
Closest grocery store
Publix5 min drive · 250 Pine Lake Dr, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $355,000 | $355,000 | — |
| 2025 | $386,000 | $248,995 | — |
| 2024 | $367,350 | $241,129 | — |
| 2023 | $367,350 | $232,504 | — |
| 2022 | $315,000 | $229,130 | — |
| 2021 | $271,000 | $221,000 | — |
| 2020 | $271,000 | $221,000 | — |
2025 property taxes (current owner): $5,270/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 29, 2026Closed$396,500
- Oct 8, 2026Active Under Contract$396,500
- Sep 30, 2026Listed$396,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $234/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 109 Oyster Bay Way, Ponte Vedra, FL 32081Listed by MARSH LANDING REALTY | Aug 2026 | $386,000 | $235 | 2/2 | 1,644 | 4 | 0 |
| 80 Oyster Bay Way, Ponte Vedra, FL 32081Listed by LOKATION | Jul 2026 | $407,000 | $248 | 2/2 | 1,644 | 84 | 0 |
| 602 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | May 2026 | $350,000 | $228 | 2/2 | 1,538 | 31 | 0.8 |
| 86 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Oct 2026 | $395,000 | $213 | 3/2 | 1,857 | 134 | 1 |
| 16 Fawn Gully Lane H, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Sep 2026 | $380,000 | $211 | 2/2 | 1,797 | 25 | 1 |
| 33 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $352,000 | $229 | 2/2 | 1,536 | 296 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Coastal Oaks
Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Coastal Oaks homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines