This home is in Coastal Oaks, Ponte Vedra — a home near Allen D. Nease High School.
Sold·Closed Jul 16, 2026·84 days on market·Recent sales in Coastal Oaks·Coastal Oaks
80 Oyster Bay Way
Ponte Vedra, FL 32081
18 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map
About this home
Coastal Oaks
Welcome to this warm and inviting ground-level luxury carriage home offering maintenance-free living in the gated community of Coastal Oaks at Nocatee, one of the nation's most sought-after lifestyle communities. This beautifully designed residence features 2 bedrooms, 2 bathrooms, a dedicated office, and a well-appointed laundry room with built-in cabinetry and sink, combining comfort, style, and effortless living. Inside, you'll find engineered hardwood flooring throughout the main living areas and a thoughtfully designed kitchen with custom wood cabinetry, soft-close pull-out drawers, and a large island that creates a warm yet elegant gathering space. The kitchen is equipped with KitchenAid stainless steel appliances and generous workspace, making it perfect for everyday living and entertaining. The spa-inspired bathrooms feature upgraded cabinetry with abundant storage. The owner's suite includes a large
Next steps in Coastal Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Aerobic Septic, Public Sewer”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA_Premises point dataset with CCB_DESC like Water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,775 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $437,000 in February 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $386,000 | $327,281 | — |
| 2024 | $367,350 | $317,350 | — |
| 2023 | $367,350 | $317,350 | — |
| 2022 | $315,000 | $229,130 | — |
| 2021 | $271,000 | $221,000 | — |
| 2020 | $271,000 | $221,000 | — |
2025 property taxes (current owner): $6,324/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 16, 2026Closed$423,000
- Mar 11, 2026Listed$423,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $257/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 109 Oyster Bay Way, Ponte Vedra, FL 32081Listed by MARSH LANDING REALTY | Aug 2026 | $386,000 | $235 | 2/2 | 1,644 | 4 | 0.1 |
| 602 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | May 2026 | $350,000 | $228 | 2/2 | 1,538 | 31 | 0.8 |
| 86 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Oct 2026 | $395,000 | $213 | 3/2 | 1,857 | 134 | 1 |
| 16 Fawn Gully Lane H, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Sep 2026 | $380,000 | $211 | 2/2 | 1,797 | 25 | 1 |
| 33 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $352,000 | $229 | 2/2 | 1,536 | 296 | 1 |
| 185 Liberty Bell Road, Ponte Vedra, FL 32081Listed by LOKATION | Jul 2026 | $570,000 | $280 | 3/2.5 | 2,035 | 113 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LOKATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Coastal Oaks
Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Coastal Oaks homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines