This home is in Coastal Oaks, Ponte Vedra — a home near Allen D. Nease High School.
Sold·Closed Aug 17, 2026·4 days on market·Recent sales in Coastal Oaks·Coastal Oaks
109 Oyster Bay Way
Ponte Vedra, FL 32081
18 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map
About this home
Coastal Oaks
Welcome to this beautifully maintained 2-bedroom, 2 bathroom townhome nestled in the highly sought-after Coastal Oaks neighborhood of Nocatee, one of the nation's premier master-planned communities. Step inside to discover a bright, open-concept floor plan designed for effortless everyday living and entertaining. The spacious living and dining areas flow seamlessly into the well-appointed kitchen, while the private primary suite provides a relaxing retreat with an en-suite bath and generous closet space. A second bedroom and full bath offer flexibility for guests, a home office, or additional living needs. Enjoy maintenance-free living with access to Coastal Oaks' exclusive gated amenities, including a resort-style pool, fitness center, clubhouse, parks, walking trails, and more. As a resident of Nocatee, you'll also enjoy world-class amenities featuring water parks, additional pools, pickleball and tennis courts, playgrounds, fitness facilities, community events, shopping, dining
Next steps in Coastal Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,788 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 17, 2026Closed$399,000
- Jul 30, 2026Pending$399,000
- Jul 20, 2026Active Under Contract$399,000
- Jul 14, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $243/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 80 Oyster Bay Way, Ponte Vedra, FL 32081Listed by LOKATION | Jul 2026 | $407,000 | $248 | 2/2 | 1,644 | 84 | 0.1 |
| 602 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | May 2026 | $350,000 | $228 | 2/2 | 1,538 | 31 | 0.7 |
| 86 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Oct 2026 | $395,000 | $213 | 3/2 | 1,857 | 134 | 1 |
| 16 Fawn Gully Lane H, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Sep 2026 | $380,000 | $211 | 2/2 | 1,797 | 25 | 1 |
| 33 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $352,000 | $229 | 2/2 | 1,536 | 296 | 1 |
| 185 Liberty Bell Road, Ponte Vedra, FL 32081Listed by LOKATION | Jul 2026 | $570,000 | $280 | 3/2.5 | 2,035 | 113 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARSH LANDING REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Coastal Oaks
Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Coastal Oaks homes for sale →Keep looking
More homes in Coastal Oaks
Under Contract83 Oyster Bay WayPonte Vedra, FL 32081
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Pending2205 Sandy Bay LaneJacksonville, FL 32233
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$489,000Est. $2,603/moA Move in ready well maintained Corner lot home with 3 bed, 2 bath , 2 car garage in the gated community of Coastal…
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For Sale429 Pelican Pointe RoadPonte Vedra, FL 32081
3 bd · 2 ba · 2,052 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines