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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra — a home near Allen D. Nease High School.

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Active Under Contract

$525,000Active Under Contract3 bd · 2.5 ba · 2,272 sq ft

Active Under Contract·136 days on market

143 Liberty Bell Road

Ponte Vedra, FL 32081

$525,000$231/sqftEst. $2,845/mo mortgageMLS# 2148199
↓ $25,000 below original list
3
Beds
2.5
Baths
2,272
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XHOA $266/mo4,356 sqft lotWaterfrontTownhouse2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ponte Vedra

Welcome HOME! This townhome feels more spacious than many single family homes, with 10' ceilings, tons of natural light & an amazing lake view. Walk to the Crosswater Pool & Park plus feel secure to lock/leave from this gated community. The pavered driveway is spacious & guest parking is right across the street! Step inside to a 2 story foyer & stunning wood stairs with open railing! The kitchen is spacious & features a 36'' gas range, white kitchen sink, soft close cabinets & custom trimmed island! Triple sliders lead to the covered lanai - feel that lake breeze! The primary suite is downstairs & is nicely upgraded, with a spacious shower, linen & huge closet! There is also an enclosed flex room on the first floor. Upstairs, a spacious loft leads to two oversized bedrooms & bathroom. Check out all the closets for storage! This townhome is clean, fresh, lives large, & is ready for you!

Next steps in Nocatee

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,845
Property taxesest. at asking price, St. Johns County$687
HOAbilled quarterly$266
Estimated total, before insurance$3,799/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,845
Principal & Interest: $2,845
Property taxes (est.): $688
Insurance (est.): $350
Estimated Total Monthly
$3,883
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $554,700 in October 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$448,520$448,520—
2025$490,972$490,972—
2024$490,722$455,278—
2023$413,889$413,889—
2022$95,200$95,200—

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 8, 2026Active Under Contract$525,000
  • Oct 15, 2026Price change$525,000−$10,000
  • Sep 22, 2026Price change$535,000−$15,000
  • Jun 30, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
185 Liberty Bell Road, Ponte Vedra, FL 32081Listed by LOKATIONJul 2026$570,000$2803/2.52,0351130
58 Liberty Bell Road, Ponte Vedra, FL 32081Listed by 7 STAR REALTY, INC.Oct 2026$510,000$1894/32,697210.1
75 Carousel Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTMay 2026$607,000$2253/2.52,697190.1
76 Liberty Bell Road, Ponte Vedra, FL 32081Listed by TERRA REAL ESTATE, LLCMay 2026$565,000$2782/2.52,03000.1
105 Carousel Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJan 2026$620,000$2303/2.52,6971030.1
44 Liberty Bell Road, Ponte Vedra, FL 32081Listed by TRADEMARK REALTY GROUP LLCNov 2025$611,000$2213/2.52,767730.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$525,000
Price / Sq Ft$231
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,272
Acres0.10 acres
Year Built2022
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zoned elementarySabal Crest Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementarySabal Crest Academy
Reported middleSabal Crest Academy
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address143 Liberty Bell Road, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionNocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size4,356 sq ft
Parcel Number0704890460

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Gated, Off Street
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPorch
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 30, 2026
Days on Market136
HOA Fees$798 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines