Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Crosswater Village, Ponte Vedra — a home near Allen D. Nease High School.

Photo 1 / 119
Sold

Sold·Closed Jul 21, 2026·201 days on market·Recent sales in Crosswater Village·Crosswater Village

159 Vista Lake Circle

Ponte Vedra, FL 32081

$645,000sold priceListed at $650,000 · 99.2% of asking$281/sqftMLS# 2094614
4
Beds
2.5
Baths
2,294
Sq Ft
2018
Built
2
Garage
No
Pool

6 more homes for sale in Crosswater Village →Search Crosswater Village on the map

HOA $83/mo4,792 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Crosswater Village

Welcome to 159 Vista Lake Circle in Crosswater at Nocatee, a beautifully upgraded 4-bedroom, 3-bathroom home with a spacious loft/bonus room, offering energy-efficient living, modern design, and exceptional indoor-outdoor lifestyle in one of Ponte Vedra's most desirable master-planned communities. This Nocatee home for sale features a bright open-concept floor plan filled with natural light and enhanced by wood-look tile flooring, tray ceilings, designer lighting, and seamless flow between the kitchen, living, and dining areas--perfect for both everyday living and entertaining. The chef's kitchen is the centerpiece of the home and includes: Quartz countertops Large center island with seating 42-inch soft-close cabinetry with crown molding Stainless steel appliances Stylish tile backsplash Under-cabinet lighting Spacious walk-in pantry The private owner's suite offers a relaxing retreat with a spa-inspired bathroom featuring dual quartz vanities, a frameless glass walk-in show

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,573
Property taxesest. at asking price, St. Johns County$858
HOAbilled annually$83
Estimated total, before insurance$4,514/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,623/yr · $552/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$645,000
$129,000
Loan Term
Monthly Payment
$3,573
Principal & Interest: $3,573
Property taxes (est.): $858
Insurance (est.): $430
Estimated Total Monthly
$4,861
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$549,460$350,504—
2024$561,365$339,918—
2023$521,867$324,868—
2022$466,844$313,950—
2021$375,199$303,350—
2020$341,097$291,097—

2024 property taxes (current owner): $6,623/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $283/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
453 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSSep 2026$505,000$2873/21,757370.1
513 Vista Lake Circle, Ponte Vedra, FL 32081Listed by PALM VALLEY REALTY PLLCAug 2026$495,000$3033/21,6311120.1
308 Vista Lake Circle, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYAug 2026$610,000$2704/2.52,256100.2
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.5
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054050.6
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$685,000$2974/22,30540.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$283
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,294
Acres0.11 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address159 Vista Lake Circle, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCrosswater Village
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size4,791.6 sq ft
Parcel Number0704911270
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Home, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
Spa FeaturesHeated, Above Ground, Private

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 23, 2026
Days on Market201
HOA Fees$1,000 / Annually
HOA FrequencyAnnually
Tax Amount$6,623.09
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ANCHOR REALTY FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crosswater Village

Crosswater Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Crosswater Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines