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This home is in Ponte Vedra — a new construction home in Nocatee.

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Active

$2,225,0344 bd · 4 ba · 4,170 sq ft

Active·90 days on market

85 Sabal Creek Trail

Ponte Vedra, FL 32081

$2,225,034$534/sqftEst. $12,131/mo mortgageMLS# 2043457

Beds

Baths

4,170

Sq Ft

2024

Built

3.5

Garage

Pool

FEMA Zone XHOA $125/moSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ponte Vedra

The Dawn model delivers a sense of occasion every time you come home. With an outlook over water, this award-winning, single-story residence combines sophisticated design with effortless everyday living. Natural light bathes the open floor plan, in harmony with the natural flow from room to room. The gourmet kitchen is complemented by an abundance of cabinetry, a spacious pantry and beautifully coordinated finishes. Designer lighting, accent walls, beamed ceilings and shiplap details combine perfectly to create a home that feels polished and refined. With approximately 4,100 square feet, four bedrooms, a guest cabana, four-and-a-half bathrooms and a three-and-a-half-car garage, the Dawn offers both impressive entertaining spaces and comfortable private retreats. The Nocatee lifestyle may be available to many, but only one fortunate family will be proud to call this outstanding home their own.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$12,131

Property taxesest. at asking price, St. Johns County$2,961

HOAbilled annually$125

Estimated total, before insurance$15,217/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$2,225,034

Down Payment: 20%

$445,007

Interest Rate: 7.24%

Loan Term

Monthly Payment

$12,131

Principal & Interest: $12,131

Property taxes (est.): $2,961

Insurance (est.): $1,483

Estimated Total Monthly

$16,575

*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (south)
about 5 mi · 94 parking spaces
Closest park or preserve
Nocatee Preserve
about 4 mi · 2,378 acres
Closest public boat ramp
Palm Valley Public Landing
about 5 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Ramp
about 3 mi · Tolomato River
Closest youth league fields
Nocatee Community Park
about 2 mi · Soccer
Closest grocery store
Publix
about 3 mi · 250 Pine Lake Dr, Ponte Vedra

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Aug 3, 2026Listed$2,225,034

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $388/sq ft; this home is listed at $534/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
25 Sabal Creek Trail, Ponte Vedra, FL 32091Listed by ICI SELECT REALTY, INC.	Sep 2026	$1,904,417	$388	4/4.5	4,907	0	0.1
375 Seagrove Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED	Jul 2026	$1,670,000	$388	4/4.5	4,302	48	0.2
470 Seagrove Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP	Sep 2026	$1,515,000	$429	5/4.5	3,534	1	0.3
95 Palm Crest Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC	Aug 2026	$1,390,000	$434	4/4	3,205	39	0.3
114 Palm Crest Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC	Jul 2026	$1,250,000	$387	5/4.5	3,226	51	0.3
58 Blue Hampton Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Sep 2026	$840,000	$284	4/4	2,958	42	0.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,225,034

Price / Sq Ft$534

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage4,170

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUnder Construction

StatusActive

# of Garages3.5

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

Zoned elementarySabal Crest Academy

Zoned middleSabal Crest Academy

Zoned highAllen D. Nease High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported elementarySabal Crest Academy

Reported middleSabal Crest Academy

Reported highAllen D. Nease

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address85 Sabal Creek Trail, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionNocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Dimensions70' Wide

Parcel Number00000000

ZoningResidential

Amenities

AmenitiesPool

UtilitiesCable Available, Natural Gas Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Other

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch, Rear Porch

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Road FrontageCounty Road

Additional Information

Date ListedAugust 3, 2026

Days on Market90

HOA Fees$1,500 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, Lease Back, Lease Purchase, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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