This home is in Palm Crest At Nocatee, Ponte Vedra.

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Active Under Contract

Active Under Contract·4 days on market·Palm Crest At Nocatee

95 Palm Crest Drive

Ponte Vedra, FL 32081

$1,425,000$445/sqftEst. $7,584/moMLS# 2146133

Beds

Baths

3,205

Sq Ft

2024

Built

Garage

Yes

Pool

About this home

Palm Crest At Nocatee

Welcome to 95 Palm Crest Drive, a beautifully appointed home in the exclusive Palm Crest at Nocatee, where every space has been thoughtfully designed with comfort, style, and effortless entertaining in mind. Built by Dostie, this highly upgraded Denali floor plan offers a level of finish and attention to detail that immediately sets it apart. From the moment you step inside, the home feels refined yet inviting with wide plank hardwood floors, custom millwork, designer lighting, and oversized living spaces filled with natural light. At the heart of the home, the chef's kitchen combines stunning design with everyday functionality, featuring Wellborn Hancock cabinetry with stacked glass uppers, a striking quartz island, full height backsplash, GE Café appliances including a 36 inch gas cooktop and double convection ovens, black stainless Moen fixtures, an apron front sink, custom pull outs, under cabinet lighting, and a walk in pantry with custom cabinetry and prep sink.

Cost to own

Mortgage calculator

Home Price

$1,425,000

Down Payment: 20%

$285,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$7,198

Principal & Interest: $7,198

Est. Taxes & Insurance: $1,800

Estimated Total Monthly

$8,998

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,584

Property taxesest. at asking price, St. Johns County$1,896

HOAbilled annually$106

Estimated total, before insurance$9,586/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $450,000 in September 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$990,381	$939,659	—
2024	$200,000	$148,500	—
2023	$135,000	$135,000	—

2025 property taxes (current owner): $15,612/yr

Estimated taxes if purchased at asking price: ~$22,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Active Under Contract$1,425,000
Jul 10, 2026Active$1,425,000
Jul 10, 2026Pending$1,425,000
Jun 19, 2026Listed$1,425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,425,000

Price / Sq Ft$445

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,205

Acres0.20 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure

Is WaterfrontYes

School Information

ElementarySabal Crest Academy

MiddleSabal Crest Academy

HighAllen D. Nease

Community Information

Address95 Palm Crest Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionPalm Crest At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size8,712 sq ft

Parcel Number0705020020

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage

ViewPond, Protected Preserve, Trees/Woods

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringWood

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySmoke Detector(s)

Spa FeaturesIn Ground, Heated