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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palm Crest At Nocatee, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Aug 10, 2026·39 days on market·Recent sales in Palm Crest At Nocatee·Palm Crest At Nocatee

95 Palm Crest Drive

Ponte Vedra, FL 32081

$1,390,000sold priceListed at $1,425,000 · 97.5% of asking$434/sqftMLS# 2146133
4
Beds
4
Baths
3,205
Sq Ft
2024
Built
3
Garage
Yes
Pool

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FEMA Zone XHOA $106/mo8,712 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Palm Crest At Nocatee

Welcome to 95 Palm Crest Drive, a beautifully appointed home in the exclusive Palm Crest at Nocatee, where every space has been thoughtfully designed with comfort, style, and effortless entertaining in mind. Built by Dostie, this highly upgraded Denali floor plan offers a level of finish and attention to detail that immediately sets it apart. From the moment you step inside, the home feels refined yet inviting with wide plank hardwood floors, custom millwork, designer lighting, and oversized living spaces filled with natural light. At the heart of the home, the chef's kitchen combines stunning design with everyday functionality, featuring Wellborn Hancock cabinetry with stacked glass uppers, a striking quartz island, full height backsplash, GE Café appliances including a 36 inch gas cooktop and double convection ovens, black stainless Moen fixtures, an apron front sink, custom pull outs, under cabinet lighting, and a walk in pantry with custom cabinetry and prep sink.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,699
Property taxesest. at asking price, St. Johns County$1,850
HOAbilled annually$106
Estimated total, before insurance$9,655/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,612/yr · $1,301/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,390,000
$278,000
Loan Term
Monthly Payment
$7,699
Principal & Interest: $7,699
Property taxes (est.): $1,850
Insurance (est.): $927
Estimated Total Monthly
$10,476
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $450,000 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$990,381$939,659—
2024$200,000$148,500—
2023$135,000$135,000—

2025 property taxes (current owner): $15,612/yr

Estimated taxes if purchased at asking price: ~$22,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$1,425,000
  • Jul 26, 2026Pending$1,425,000
  • Jul 10, 2026Active Under Contract$1,425,000
  • Jul 10, 2026Active$1,425,000
  • Jul 10, 2026Pending$1,425,000
  • Jun 19, 2026Listed$1,425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $312/sq ft; this home is listed at $445/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
58 Blue Hampton Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$840,000$2844/42,958420.3
328 Blue Hampton Drive, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$600,000$2503/2.52,3992730.3
168 Caiden Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCAug 2026$675,000$2825/32,3921270.4
470 Seagrove Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPSep 2026$1,515,000$4295/4.53,53410.5
85 Whitecap Lane, Ponte Vedra, FL 32081Listed by GPS REALTY LLCSep 2026$936,995$3234/4.52,90000.6
80 Seamark Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCAug 2026$749,370$3124/3.52,3991510.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,425,000
Price / Sq Ft$445
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,205
Acres0.20 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure
Is WaterfrontYes

School Information

Community Information

Address95 Palm Crest Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionPalm Crest At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,712 sq ft
Parcel Number0705020020

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage
ViewPond, Protected Preserve, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch
FencingFenced
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJuly 10, 2026
Days on Market39
HOA Fees$1,270 / Annually
HOA FrequencyAnnually
Tax Amount$15,612.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palm Crest At Nocatee

Palm Crest At Nocatee is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Palm Crest At Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines