This home is in Ponte Vedra.

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Active

Active·Listed today

173 Reflections Avenue

Ponte Vedra, FL 32081

$839,990$318/sqftEst. $4,471/moMLS# 2154400

Beds

Baths

2,639

Sq Ft

2025

Built

Garage

Pool

About this home

Ponte Vedra

Tucked against a tranquil preserve in Reflections at Nocatee, this exquisitely upgraded 5-bedroom, 3-bath home with loft offers a rare chance to settle into Northeast Florida's most coveted community. And with a 2025 build, you skip the wait, the permits, and the guesswork: this home is move-in ready for the life you've been planning. Step through the soaring 8' coastal-style glass front door into a home defined by luxury vinyl plank flooring, designer lighting fixtures and an abundance of windows that bathe the home in natural light. The gourmet kitchen is a true centerpiece, showcasing a grand quartz island, two-tone soft-close cabinetry, a custom wood kitchen hood, marble backsplash, cast iron farmhouse sink and a walk-in pantry. The open-concept living room is equally impressive, featuring surround sound speakers and serene, unobstructed preserve views. The primary suite offers a private retreat with a tray ceiling, upgraded ceiling fan, tranquil preserve views and expansive

Cost to own

Mortgage calculator

Home Price

$839,990

Down Payment: 20%

$167,998

Interest Rate: 7.00%

Loan Term

Monthly Payment

$4,471

Principal & Interest: $4,471

Est. Taxes & Insurance: $1,118

Estimated Total Monthly

$5,588

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,471

Property taxesest. at asking price, St. Johns County$1,118

HOAbilled monthly$79

Estimated total, before insurance$5,668/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Active$839,990
Jul 8, 2026Listed$839,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$839,990

Price / Sq Ft$318

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,639

Acres0.17 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address173 Reflections Avenue, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionNocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size7,405.2 sq ft

Parcel Number0705033340

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)