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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coral Ridge, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 18, 2026·1 day on market·Recent sales in Coral Ridge·Coral Ridge

470 Seagrove Drive

Ponte Vedra, FL 32081

$1,515,000sold priceListed at $1,550,000 · 97.7% of asking$429/sqftMLS# 2161007
5
Beds
4.5
Baths
3,534
Sq Ft
2024
Built
3
Garage
Yes
Pool

11 more homes for sale in Coral Ridge →Search Coral Ridge on the map

FEMA Zone XHOA $125/mo12,632 sqft lotSingle Family Residence2 stories

About this home

Coral Ridge

Don't wait to build--this exceptional Toll Brothers Mayport plan is move-in ready and loaded with luxury upgrades. A grand two-story foyer welcomes you into an open, light-filled layout anchored by a stunning gourmet kitchen and dining area, complete with both a butler's pantry and walk-in pantry. The extended primary suite features a tray ceiling and spa-inspired bath with an expanded shower and freestanding soaking tub. Thoughtful designer details include upgraded open railings, oak staircase, wood flooring, stacked cabinetry, quartz countertops, Wolf appliances, including a Sub Zero Refrigerator, custom lighting, and a cozy fireplace. The flex room with double doors offers the perfect private office or study. Upstairs, enjoy an expansive loft plus three additional bedrooms, including one en-suite and a Jack-and-Jill layout. Step outside to your private backyard oasis with a large heated, screened-in pool, outdoor kitchen, fenced yard, and serene preserve views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,392
Property taxesest. at asking price, St. Johns County$2,016
HOAbilled annually$125
Estimated total, before insurance$10,533/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,328/yr · $1,027/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,515,000
$303,000
Loan Term
Monthly Payment
$8,392
Principal & Interest: $8,392
Property taxes (est.): $2,016
Insurance (est.): $1,010
Estimated Total Monthly
$11,418
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,328/yr

Estimated taxes if purchased at asking price: ~$24,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Closed$1,550,000
  • Aug 22, 2026Active Under Contract$1,550,000
  • Aug 20, 2026Listed$1,550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $433/sq ft; this home is listed at $439/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
187 Baywinds Court, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$1,302,812$3355/3.53,88400.3
67 Barrier Reef Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,435,000$3755/4.53,829180.3
158 Barrier Reef Drive, Ponte Vedra, FL 32281Listed by WEEKLEY HOMES REALTYSep 2026$1,801,861$4035/4.54,466440.4
921 Seagrove Drive, Ponte Vedra, FL 32281Listed by WEEKLEY HOMES REALTYJul 2026$1,813,653$4334/4.54,19200.4
95 Palm Crest Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,390,000$4344/43,205390.5
927 Seagrove Drive, Ponte Vedra, FL 32081Listed by SAVVY AVENUE, LLC.Aug 2026$1,775,000$5235/43,391250.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,550,000
Price / Sq Ft$439
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,534
Acres0.29 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Craftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Gas Heat, Heated, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address470 Seagrove Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoral Ridge
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size12,632.4 sq ft
Parcel Number0705100860
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySecurity Gate

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
FencingFenced, Full, Wrought Iron
RoofShingle
ConstructionFiber Cement
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 20, 2026
Days on Market1
HOA Fees$1,500 / Annually
HOA FrequencyAnnually
HOA NameBCM Coral Ridge
Tax Amount$12,328.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coral Ridge

Coral Ridge is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coral Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines