This home is in Palm Crest At Nocatee, Ponte Vedra.

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Active Under Contract

Active Under Contract·69 days on market·Palm Crest At Nocatee

114 Palm Crest Drive

Ponte Vedra, FL 32081

$1,350,000$418/sqftEst. $7,185/moMLS# 2143882

Beds

Baths

3,226

Sq Ft

2023

Built

Garage

Pool

About this home

Palm Crest At Nocatee

Tucked into one of Northeast Florida's most desirable neighborhoods, 114 Palm Crest Dr. delivers the Nocatee Lifestyle people dream of. Where you will wake up to sunrise views over the water and spend summer evenings out back grilling and enjoying the gas fire pit and entertaining with ease. Built in 2023, this Ellaville floor plan was once the Providence Model Home with plenty of well-designed space for everyone to enjoy. The kitchen is the heart of the home with an oversized island, designer lighting, upgraded appliances, coffee bar, beverage refrigerator and more! One of the home's most exceptional features is it's carpentry. The attention to detail and design is remarkable. The home features 5 bedrooms 4 full baths and one half bath perfectly positioned to be utilized from the back porch as a future pool bath. A large extended flex room can be used as an office, playroom or bonus space. The oversized 2 car garage has an additional 4ft extension and epoxy floor.

Cost to own

Mortgage calculator

Home Price

$1,350,000

Down Payment: 20%

$270,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$6,819

Principal & Interest: $6,819

Est. Taxes & Insurance: $1,705

Estimated Total Monthly

$8,524

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,185

Property taxesest. at asking price, St. Johns County$1,796

HOAbilled annually$106

Estimated total, before insurance$9,087/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $450,000 in September 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$910,874	$860,152	—
2024	$845,421	$793,921	—
2023	$135,000	$135,000	—

2025 property taxes (current owner): $14,541/yr

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 7, 2026Listed$1,350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,350,000

Price / Sq Ft$418

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,226

Acres0.19 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementarySabal Crest Academy

MiddleSabal Crest Academy

HighAllen D. Nease

Community Information

Address114 Palm Crest Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionPalm Crest At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size8,276.4 sq ft

Parcel Number0705020980

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, HVAC, Windows

ParkingGarage, Garage Door Opener

ViewPond, Protected Preserve, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Gas Cooktop, Microwave, Tankless Water Heater, Water Softener Owned, Wine Cooler

HeatingCentral, Electric, Heat Pump, Zoned

CoolingCentral Air, Zoned

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level

SecuritySmoke Detector(s)