This home is in Marsh Harbor, Ponte Vedra.

1 / 10

Active

Active·55 days on market·Marsh Harbor

346 Tidal Vista Way

Ponte Vedra, FL 32081

$2,135,000$464/sqftEst. $11,363/moMLS# 2146478

Beds

Baths

4,603

Sq Ft

2026

Built

Garage

Pool

About this home

Marsh Harbor

Exquisite Toll Brothers Home under construction in one of Ponte Vedra's most prestigious communities gated communities along the Intra Coastal Waterway. Step into a dramatic two-story great room with two story lanai and two story windows with breathtaking views of a lush preserve. A private first floor office enclosed by double doors offers a quiet and professional space for focused work or personal projects. The first floor primary bedroom suite features six large windows overlooking a natural preserve with a spa like bathroom and massive walk in closet. This well thought out floor plan offers a second floor with a grand loft open to below and three spacious bedrooms and baths.

Cost to own

Mortgage calculator

Home Price

$2,135,000

Down Payment: 20%

$427,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$10,784

Principal & Interest: $10,784

Est. Taxes & Insurance: $2,696

Estimated Total Monthly

$13,481

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$11,363

Property taxesest. at asking price, St. Johns County$2,841

HOAbilled quarterly$214

Estimated total, before insurance$14,418/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History