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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Harbor, Ponte Vedra — a gated community home in St. Johns County.

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Active

Active·146 days on market·Marsh Harbor

346 Tidal Vista Way

Ponte Vedra, FL 32081

$2,135,000$464/sqftEst. $11,826/moMLS# 2146478
5
Beds
5.5
Baths
4,603
Sq Ft
2026
Built
3
Garage
No
Pool

All Marsh Harbor homes for sale →Search Marsh Harbor on the map

FEMA Zone AEHOA $214/mo16,117 sqft lotSingle Family Residence2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Marsh Harbor

Exquisite Toll Brothers Home under construction in one of Ponte Vedra's most prestigious communities gated communities along the Intra Coastal Waterway. Step into a dramatic two-story great room with two story lanai and two story windows with breathtaking views of a lush preserve. A private first floor office enclosed by double doors offers a quiet and professional space for focused work or personal projects. The first floor primary bedroom suite features six large windows overlooking a natural preserve with a spa like bathroom and massive walk in closet. This well thought out floor plan offers a second floor with a grand loft open to below and three spacious bedrooms and baths.

Next steps in Marsh Harbor

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,826
Property taxesest. at asking price, St. Johns County$2,841
HOAbilled quarterly$214
Estimated total, before insurance$14,880/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,135,000
$427,000
Loan Term
Monthly Payment
$11,826
Principal & Interest: $11,826
Property taxes (est.): $2,841
Insurance (est.): $1,423
Estimated Total Monthly
$16,090
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 21, 2026Listed$2,135,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $373/sq ft; this home is listed at $464/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
99 Estuary Cove, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$2,400,000$4865/5.54,93940.2
812 Harbor Preserve Court, Ponte Vedra, FL 32081Listed by RE/MAX SPECIALISTS PVSep 2026$1,268,000$3546/43,58480.5
655 Preserve View, Ponte Vedra, FL 32081Listed by REAL BROKER LLCMay 2026$1,510,000$3735/5.54,04830.7
57 Bent Trail, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,570,200$3055/5.55,145741.2
618 Timber Pond Drive, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$995,000$2826/43,53411.3
146 Whistling Palm Court, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$2,260,000$5854/5.53,860261.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,135,000
Price / Sq Ft$464
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,603
Acres0.37 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Zoned elementaryOcean Palms Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryOcean Palms
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address346 Tidal Vista Way, Ponte Vedra, FL 32081
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionMarsh Harbor
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size16,117.2 sq ft
Parcel Number0697310380
ZoningResidential

Amenities

Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Available, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
SecuritySecurity Gate

Exterior

Exterior FeaturesDock
Patio / PorchCovered
RoofMetal
ConstructionFrame
Road SurfacePaved

Additional Information

Date ListedMay 21, 2026
Days on Market136
HOA Fees$641 / Quarterly
HOA FrequencyQuarterly
Tax Year2026
Listing TermsCash
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Harbor

Marsh Harbor is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Marsh Harbor homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines