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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a home near Creekside High School.

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Active

Active·Listed today·Julington Creek

424 Huckleberry Trail

St. Johns, FL 32259

$687,000$232/sqftEst. $3,668/moMLS# 2166265
Open house Sun, Sep 27 · 1:00 pm–3:00 pm
4
Beds
3
Baths
2,961
Sq Ft
2001
Built
2
Garage
Yes
Pool
HOA $48/moSingle Family Residence1 story

About this home

Julington Creek

Welcome to your dream home in Julington Creek Plantation! Tucked away on a desirable cul-de-sac, this beautiful four-bedroom, three-bathroom pool home offers the perfect combination of comfort, space, and resort-style living. Step inside to a spacious, open floor plan designed for both everyday living and entertaining. The kitchen overlooks the living room, creating a welcoming gathering space for family and guests. The oversized primary suite features a spacious bathroom, large walk-in closet, and a dedicated office space within the primary quarters perfect for working from home, a study area, or a quiet retreat. Two guest bedrooms share a generous hall bathroom, while the third guest bedroom offers its own private bathroom. The separate dining room has been enhanced with new floor-to-ceiling custom cabinetry and newly installed countertops, adding both style, storage, and functionality. A versatile flex room provides even more space to fit your lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,668
Property taxesest. at asking price, St. Johns County$914
HOAbilled annually$48
Estimated total, before insurance$4,630/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,427/yr · $119/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$687,000
$137,400
Loan Term
Monthly Payment
$3,668
Principal & Interest: $3,668
Property taxes (est.): $914
Insurance (est.): $458
Estimated Total Monthly
$5,040
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,427/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Listed$687,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$687,000
Price / Sq Ft$232
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,961
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesSalt Water
Is WaterfrontNo

School Information

Community Information

Address424 Huckleberry Trail, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number2490242260

Amenities

AmenitiesOther, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Playground
Community FeaturesRestaurant
UtilitiesElectricity Available, Water Connected
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry
AppliancesDishwasher, Dryer, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchRear Porch
FencingBack Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 24, 2026
Days on Market0
HOA Fees$580 / Annually
HOA FrequencyAnnually
HOA NameJulington Creek Plantation
Tax Amount$1,426.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC. · jswearingen.realtor@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/27/2026

1:00 pm - 3:00 pm