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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Manor At Rivertown, St. Johns — a home near Bartram Trail High School.

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Active

$799,0004 bd · 3 ba · 3,225 sq ft

Active·266 days on market·Manor At Rivertown

52 Terra Oaks Drive

St. Johns, FL 32259

$799,000$248/sqftEst. $4,356/mo mortgageMLS# 2129187
↓ $37,000 below original list
4
Beds
3
Baths
3,225
Sq Ft
2023
Built
3
Garage
No
Pool

All Manor At Rivertown homes for sale →Search Manor At Rivertown on the map

FEMA Zone XHOA $4/mo11,326 sqft lotSingle Family Residence1 story

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About this home

Manor At Rivertown

Luxury, Privacy & Exceptional RiverTown Living! Situated on a premium private corner lot in The Manor at RiverTown, this exceptional home offers serene lake views from the front and private preserve views from the backyard. A beautiful blend of privacy, natural beauty, and refined Florida living. The spacious split bedroom floor plan features 4 bedrooms, 3 bathrooms, and a 3-car garage, with abundant storage and thoughtfully selected upgrades throughout. At the heart of the home, the gourmet chef's kitchen showcases an oversized island, extensive soft-close cabinetry, and stylish modern finishes, all flowing seamlessly into the main living and dining areas, perfect for everyday living and entertaining. Just beyond, the enclosed Florida room with tile flooring offers a year round retreat overlooking tranquil preserve views. When it's time to entertain, the built-in summer kitchen makes outdoor cooking effortless. With natural gas piping for grilling, you can enjoy the best of Florida's

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,356
Property taxesest. at asking price, St. Johns County$1,063
HOAbilled annually$4
Estimated total, before insurance$5,424/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,287/yr · $357/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,356
Principal & Interest: $4,356
Property taxes (est.): $1,063
Insurance (est.): $533
Estimated Total Monthly
$5,952
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $761,400 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$649,352$0—
2024$628,976$0—
2023$150,000$110,880—
2022$100,800$100,800—

2025 property taxes (current owner): $4,287/yr

Estimated taxes if purchased at asking price: ~$12,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 17, 2026Price change$799,000−$21,000
  • Oct 1, 2026Price change$820,000−$15,000
  • Aug 25, 2026Price change$835,000−$1,000
  • Feb 8, 2026Listed$836,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $248/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
460 Shinnecock Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$915,000$2814/33,258130.4
246 Twin Flower Place, Jacksonville, FL 32259Listed by REAL BROKER LLCSep 2026$554,500$2024/3.52,7443470.5
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLCSep 2026$550,000$2393/2.52,30550.7
36 Renew Court, St. Johns, FL 32259Listed by ROUND TABLE REALTYSep 2026$540,000$2294/2.52,360590.7
411 Footbridge Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$750,000$2335/43,217140.7
395 Brown Bear, Jacksonville, FL 32259Listed by PUBLIC SERVICES REALTYAug 2026$510,000$2254/22,26980.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,000
Price / Sq Ft$248
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,225
Total Structure Area3,225 sq ft
Acres0.26 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryHallowes Cove Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryHallowes Cove Academy
Reported middleHallowes Cove Academy
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address52 Terra Oaks Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionManor At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size11,325.6 sq ft
Parcel Number0007250010
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake, Protected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Glass Enclosed, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionComposition Siding
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 9, 2026
Days on Market266
HOA Fees$53 / Annually
HOA FrequencyAnnually
Tax Amount$4,286.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PREMIER HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Manor At Rivertown

Manor At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Manor At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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