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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Vista, Ponte Vedra — a waterfront home in Nocatee.

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Active Under Contract

Active Under Contract·45 days on market·The Vista

202 Wilderness Ridge Drive

Ponte Vedra, FL 32081

$2,095,000$561/sqftEst. $11,604/mo mortgageMLS# 2163582
5
Beds
3.5
Baths
3,736
Sq Ft
2023
Built
3
Garage
No
Pool

All The Vista homes for sale →Search The Vista on the map

FEMA Zone XHOA $167/mo16,117 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

The Vista

This beautiful, better-than-new home is located in The Vista, Nocatee's exclusive gated enclave of just 45 custom homes. Thoughtfully designed and beautifully finished, the home offers a sophisticated yet comfortable floor plan with tranquil water views. Step through the welcoming foyer, where a striking staircase with wrought-iron railings, gallery-style walls, custom lighting and gorgeous white oak flooring set the tone for the home. Oversized windows fill the main living areas with natural light, creating a bright and inviting atmosphere. At the heart of the home is an impressive open-concept great room with soaring vaulted ceilings and a beautiful fireplace. The spacious dining area flows seamlessly into the chef's kitchen, featuring high-end appliances, an oversized island, abundant cabinetry and plenty of storage--perfect for both everyday living and entertaining. The first-floor owner's suite is a private retreat with peaceful water views and a beautifully appointed bath

Next steps in The Vista

FollowNew The Vista homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,604
Property taxesest. at asking price, St. Johns County$2,788
HOAbilled annually$167
Estimated total, before insurance$14,559/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$22,574/yr · $1,881/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,095,000
$419,000
Loan Term
Monthly Payment
$11,604
Principal & Interest: $11,604
Property taxes (est.): $2,788
Insurance (est.): $1,397
Estimated Total Monthly
$15,789
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Tile — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $22,574/yr

Estimated taxes if purchased at asking price: ~$33,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 14, 2026Active Under Contract$2,095,000
  • Sep 4, 2026Listed$2,095,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $350/sq ft; this home is listed at $561/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
177 Timbercreek Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,400,000$3805/5.53,68240.3
117 Cross Branch Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$1,470,000$3505/4.54,201930.4
566 Parkbluff Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$965,000$3274/3.52,955680.4
146 Whistling Palm Court, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$2,260,000$5854/5.53,860260.5
215 Valley Grove Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$878,000$3334/32,6342490.5
187 Skywood Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,065,000$3385/43,152290.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,095,000
Price / Sq Ft$561
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,736
Acres0.37 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zoned elementaryPalm Valley Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPalm Valley Academy
Reported middlePalm Valley Academy
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address202 Wilderness Ridge Drive, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionThe Vista
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size16,117.2 sq ft
Parcel Number0680621280
ZoningResidential

Amenities

AmenitiesBasketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Spa/Hot Tub
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingBack Yard, Vinyl
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 4, 2026
Days on Market40
HOA Fees$2,000 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$22,574.2
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Vista

The Vista is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all The Vista homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines