Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Coral Ridge, Ponte Vedra — a home near Allen D. Nease High School.

1 / 89

Active

Active·123 days on market·Coral Ridge

659 Seagrove Drive

Ponte Vedra, FL 32081

$1,749,000$357/sqftEst. $8,992/moMLS# 2142422

Beds

Baths

4,905

Sq Ft

2024

Built

Garage

Pool

About this home

Coral Ridge

Set on a private preserve lot along a quiet side cul-de-sac, this thoughtfully designed residence in Coral Ridge at Nocatee offers a refined expression of luxury living. With nearly 5,000 square feet, plus a 414 square feet of covered outdoor living on the second-floor balcony, the layout is built for flexibility. The home features six bedrooms, including three en-suite bedrooms on separate levels that work well for multi-generational living or extended guests, along with a dedicated office, a huge media room that can double as a kids playroom, and a loft. The main living area is anchored by a two-story great room that connects directly to the kitchen, designed with ample workspace, a 48 inch Sub-Zero refrigerator, and strong flow to the living and outdoor areas. A defining feature is the dual-level outdoor living, with both upper and lower screened lanais finished in tile. The covered second-floor balcony is uncommon in Coral Ridge and expands the usable living space.

Cost to own

Mortgage calculator

Home Price

$1,749,000

Down Payment: 20%

$349,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$8,992

Principal & Interest: $8,992

Property taxes (est.): $2,327

Insurance (est.): $1,166

Estimated Total Monthly

$12,485

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$8,992

Property taxesest. at asking price, St. Johns County$2,327

HOAbilled annually$160

Estimated total, before insurance$11,479/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$20,280/yr · $1,690/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $5,075,000 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,284,190	$1,284,190	—
2024	$160,000	$160,000	—

2025 property taxes (current owner): $20,280/yr

Estimated taxes if purchased at asking price: ~$27,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Price change$1,749,000−$50,000
Jul 15, 2026Price change$1,799,000−$51,000
Apr 29, 2026Listed$1,850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,749,000

Price / Sq Ft$357

Bedrooms6

Bathrooms6.00

Full Baths5

Half Baths2

Square Footage4,905

Acres0.32 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address659 Seagrove Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoral Ridge

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size13,939.2 sq ft

Parcel Number0705100380

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Eat-in Kitchen, Entrance Foyer, Guest Suite, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level, Sink, Upper Level

SecuritySecurity Gate