This home is in The Island at Twenty Mile, Ponte Vedra.
Active·50 days on market·The Island at Twenty Mile
117 Cross Branch Drive
Ponte Vedra, FL 32081
About this home
The Island at Twenty Mile
NEW PRICE - POOL & SPA HOME IN TWENTY MILE! Enjoy Florida's laid-back luxury lifestyle in one of Nocatee's most sought-after neighborhoods, The Ranch, located just 10 minutes to the beach! Situated on a private, fenced 82' preserve lot, this executive 5BR/4.5BA, 3-car garage, 4,201-SF home blends luxury, comfort and location. It's outdoor living at its best, with a screened saltwater pool & spa, summer kitchen & covered lanai. Inside, the soaring ceilings, hardwood floors, plantation shutters, electric fireplace & 4-panel sliders create a bright, open feel. It's a chef's dream kitchen with floor-to-ceiling cabinetry, Quartz counters, upgraded appliances & large island. Enjoy easy living on the 1st floor with primary suite, private office + full guest suite. Upstairs, lots of space with 3 beds/2 baths, loft & media room. Extra features include pavers, garage epoxy flooring, new pool heater, custom molding and RO system. All this + Nocatee's great amenities + top-rated SJC schools! WOW!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $1,495,000 in November 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,346,253 | $1,279,812 | — |
| 2024 | $1,293,036 | $1,243,036 | — |
| 2023 | $1,304,676 | $1,304,676 | — |
| 2022 | $1,229,878 | $788,023 | — |
| 2021 | $813,615 | $763,615 | — |
| 2020 | $748,579 | $666,325 | — |
2025 property taxes (current owner): $20,232/yr
Estimated taxes if purchased at asking price: ~$26,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,768 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 28, 2026Listed$1,675,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About The Island at Twenty Mile
The Island at Twenty Mile is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all The Island at Twenty Mile homes for sale →Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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