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This home is in River Landing, Ponte Vedra.

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Active

Active·1 day on market·River Landing

146 Whistling Palm Court

Ponte Vedra, FL 32081

$2,399,000$622/sqftEst. $12,232/moMLS# 2156973
4
Beds
4
Baths
3,860
Sq Ft
2025
Built
3
Garage
No
Pool

About this home

River Landing

Welcome to 146 Whistling Palm Court, an exquisite new custom estate in River Landing at Twenty Mile--Nocatee's most coveted gated enclave, celebrated for its serene preserve setting and rare Intracoastal Waterway access. Crafted by award-winning DF Luxury Homes by Marcus Meide, this Modern Coastal Farmhouse delivers a masterful fusion of timeless architectural charm and elevated contemporary design. A striking exterior showcases crisp board-and-batten Hardie siding, warm natural wood accents, black detailing and clean modern lines lend a sophisticated edge, creating a residence that feels both fresh and enduring. Inside, the home unfolds with an elegantly curated floorplan. The gourmet Thermador kitchen impresses with a 6-burner gas range with griddle, custom white cabinetry, a stunning vintage-inspired natural wood island, designer brass lighting, and high-end fixtures throughout. Thoughtfully planned for luxury living, the first level includes both a primary suite and secondary

Cost to own

Mortgage calculator

$2,399,000
$479,800
Loan Term
Monthly Payment
$12,232
Principal & Interest: $12,232
Property taxes (est.): $3,192
Insurance (est.): $1,599
Estimated Total Monthly
$17,023
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$12,232
Property taxesest. at asking price, St. Johns County$3,192
HOAbilled annually$231
Estimated total, before insurance$15,655/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,104/yr · $842/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$500,000$500,000
2024$555,000$440,440
2023$550,000$400,400
2022$364,000$364,000

2025 property taxes (current owner): $10,104/yr

Estimated taxes if purchased at asking price: ~$38,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 24, 2026Listed$2,399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,399,000
Price / Sq Ft$622
Bedrooms4
Bathrooms5.50
Full Baths4
Half Baths3
Square Footage3,860
Acres0.46 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address146 Whistling Palm Court, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionRiver Landing
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size20,037.6 sq ft
Lot Dimensions90 x 219
Parcel Number0694410900
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Freezer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Wine Cooler
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas, Wood Burning
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySecurity Gate

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCul-De-Sac, Wooded
Patio / PorchCovered
RoofMetal
ConstructionFiber Cement, Frame
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 24, 2026
Days on Market0
HOA Fees$2,772 / Annually
HOA FrequencyAnnually
HOA NameRiver Landing at Twenty Mile
HOA Fee IncludesMaintenance Grounds
Tax Amount$10,104.28
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About River Landing

River Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all River Landing homes for sale →

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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