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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Twenty Mile Village, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·45 days on market·Twenty Mile Village

257 Valley Grove Drive

Ponte Vedra, FL 32081

$950,000$301/sqftEst. $5,262/moMLS# 2162279
4
Beds
4
Baths
3,160
Sq Ft
2016
Built
3
Garage
No
Pool

9 more homes for sale in Twenty Mile Village →Search Twenty Mile Village on the map

FEMA Zone XHOA $40/mo9,148 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Twenty Mile Village

*Open House Saturday 10/3 from 11-1:30 & Sunday 10/4 from 1-3, stop by and pick up your free Welcome Home Kit* Experience the Nocatee lifestyle in this beautifully upgraded 4BR/4BA home offering 3,160 SF, a dedicated office/study and 3-car garage. Thoughtful details include 10' ceilings, 8' doors, tray ceilings, plantation shutters and Mohawk laminate flooring. The upgraded chef's kitchen features an enlarged island, 42'' cabinetry and soft-close drawers, while the owner's suite boasts a spa-like frameless super shower. A 4-zone central A/C system with HALO air purification and water softener add comfort and convenience. Relax or entertain on the expanded patio. Enjoy Nocatee's incredible amenities, including water parks, resort-style pools, miles of trails, fitness facilities, sports fields, playgrounds and year-round community events. Shopping, dining and schools are nearby, with easy access to Ponte Vedra Beach. The perfect combination of space, upgrades and the Nocatee lifestyle!

Next steps in Twenty Mile Village

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,262
Property taxesest. at asking price, St. Johns County$1,264
HOAbilled annually$40
Estimated total, before insurance$6,567/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,191/yr · $516/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$950,000
$190,000
Loan Term
Monthly Payment
$5,262
Principal & Interest: $5,262
Property taxes (est.): $1,264
Insurance (est.): $633
Estimated Total Monthly
$7,160
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,672 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 6:58 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,191/yr

Estimated taxes if purchased at asking price: ~$15,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $333/sq ft; this home is listed at $301/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
215 Valley Grove Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$878,000$3334/32,6342490
109 Whisper Rock Drive, Ponte Vedra, FL 32081Listed by REDFIN CORPORATIONSep 2026$812,000$3244/32,503350.2
140 Whisper Rock Drive, Ponte Vedra, FL 32081Listed by IMAGINE REAL ESTATE LLCJul 2026$784,000$3094/42,5341050.2
81 Bison Trail, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$750,000$3153/2.52,379190.5
85 Parkbluff Circle, Ponte Vedra, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$755,000$3394/32,225100.5
177 Timbercreek Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,400,000$3805/5.53,68240.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$301
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,160
Acres0.21 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Zoned elementaryPalm Valley Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPalm Valley Academy
Reported middlePalm Valley Academy
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address257 Valley Grove Drive, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionTwenty Mile At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size9,147.6 sq ft
Parcel Number0680611920
ZoningPUD

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Management - Off Site, Park, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Wood
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level, Sink
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch
RoofShingle
ConstructionFiber Cement, Frame, Stone
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 28, 2026
Days on Market38
HOA Fees$485 / Annually
HOA FrequencyAnnually
Tax Amount$6,191.17
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Twenty Mile Village

Twenty Mile Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Twenty Mile Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines