This home is in The Island at Twenty Mile, Ponte Vedra — a home near Allen D. Nease High School.
Active·Listed today·The Island at Twenty Mile
246 Timbercreek Drive
Ponte Vedra, FL 32081
About this home
The Island at Twenty Mile
Room to spread out, space to entertain, and a backyard that may inspire serious lawn envy—this five-bedroom, three and 2 half- bathroom Craftsman-style home brings exceptional scale to a coveted Nocatee cul-de-sac. Set on one of the community's largest lots, the beautifully landscaped property offers an inviting front porch, a massive backyard, and a screened paver patio already plumbed for a summer kitchen and sink. A three-car garage with epoxy flooring and abundant storage keeps vehicles, golf carts, and weekend gear neatly organized. Inside, hardwood floors, shiplap accents, custom moldings, decorative lighting, and surround sound create a polished atmosphere. The impressive kitchen features a large walk-in pantry with solid shelving, soft-close cabinetry, pot drawers, stainless steel appliances, a five-burner gas cooktop, beverage center, reverse osmosis system, and distinctive double-faucet farmhouse sink. A built-in dining room buffet adds entertaining ease The primary suite
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,732 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $12,149/yr
Estimated taxes if purchased at asking price: ~$25,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 24, 2026Listed$1,575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · priscilla.johnson@bhhsfnr.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About The Island at Twenty Mile
The Island at Twenty Mile is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines