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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palmetto Cove, Ponte Vedra — a waterfront home in Nocatee.

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Active·45 days on market·Palmetto Cove

310 Storybrook Point

Ponte Vedra, FL 32081

$1,689,000$476/sqftEst. $9,355/mo mortgageMLS# 2163520
↓ $36,000 below original list
4
Beds
4.5
Baths
3,550
Sq Ft
2023
Built
3
Garage
Yes
Pool

2 more homes for sale in Palmetto Cove →Search Palmetto Cove on the map

FEMA Zone XHOA $125/mo10,019 sqft lotWaterfrontSingle Family Residence1 story

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About this home

Palmetto Cove

Only 2.75 years old and beautifully finished, this one-story Nocatee home offers over 3,500 SF of stylish, effortless living. The flexible 4-5 bedroom floor plan is open, spacious and designed for the way you live today. Inside, white oak floors, upgraded lighting, custom cabinetry and built-ins create a polished, designer look--without the wait or expense of renovations. Outside may be even better: a full summer kitchen, covered lanai with retractable screen, pool with fountains and stone patio, all overlooking peaceful lake and preserve views. Move-in ready, beautifully upgraded and right in the heart of Nocatee. Come fall in love--but don't wait. Someone else just might get there first!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,355
Property taxesest. at asking price, St. Johns County$2,247
HOAbilled annually$125
Estimated total, before insurance$11,728/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,634/yr · $1,136/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,689,000
$337,800
Loan Term
Monthly Payment
$9,355
Principal & Interest: $9,355
Property taxes (est.): $2,248
Insurance (est.): $1,126
Estimated Total Monthly
$12,729
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 7:31 AM, sunset 6:50 PM.

  • A pool here trades warmth for comfort.
  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,634/yr

Estimated taxes if purchased at asking price: ~$27,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 27, 2026Price change$1,689,000−$36,000
  • Sep 4, 2026Listed$1,725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $476/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
127 Union Hill Drive, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$780,000$2955/3.52,648470.6
208 Pioneer Village Drive, Ponte Vedra, FL 32081Listed by LOKATIONOct 2026$599,900$2394/22,51410.8
379 Cape May Avenue, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,075,000$3144/3.53,425810.9
392 Sand Harbor Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPOct 2026$850,000$3143/3.52,7111071
29 Portside Avenue, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPAug 2026$968,000$3424/3.52,830361
510 Portsmouth Bay Avenue, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$750,000$2583/3.52,9121371.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,689,000
Price / Sq Ft$476
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,550
Acres0.23 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Waterfall
Is WaterfrontYes
Direction FacesSouthwest

School Information

Zoned elementarySabal Crest Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPine Island Academy
Reported middlePine Island Academy
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address310 Storybrook Point, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionPalmetto Cove
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,018.8 sq ft
Parcel Number0722620080
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewLake, Protected Preserve, Trees/Woods
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump, Natural Gas
CoolingCentral Air, Zoned
FlooringStone, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit
SecurityClosed Circuit Camera(s)
Spa FeaturesHeated

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Screened
FencingInvisible
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 4, 2026
Days on Market38
HOA Fees$1,500 / Annually
HOA FrequencyAnnually
HOA NameCrossWater HOA
HOA Fee IncludesMaintenance Grounds
Tax Amount$13,634.16
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palmetto Cove

Palmetto Cove is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Palmetto Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines