This home is in Coastal Oaks, Ponte Vedra.

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Active Under Contract

Active Under Contract·110 days on market·Coastal Oaks

379 Cape May Avenue

Ponte Vedra, FL 32081

$1,099,000$321/sqftEst. $5,849/moMLS# 2137143

Beds

Baths

3,425

Sq Ft

2010

Built

Garage

Pool

About this home

Coastal Oaks

SELLER TO PAY OFF CDD IN FULL WITH ACCCEPTED OFFER! Welcome to this spectacular home in the gated Coastal Oaks community! This custom San Tropez floor plan offers 4 bedrooms, 3.5 baths, office, dining room, loft, and a spacious bonus room (or optional 5th bedroom) on a private preserve lot. The fully renovated kitchen is a showstopper, featuring quartz countertops, upgraded cabinetry, stainless appliances, double-sided island, and custom backsplash. The first-floor owner's suite boasts a completely remodeled spa-like bath with freestanding tub and frameless shower Beautiful wide-plank engineered wood floors flow throughout the main living areas, with hardwood stairs and loft, plus new carpet in bedrooms. The family room includes custom built-ins and opens to an extended screened lanai for seamless indoor/outdoor living Additional highlights include custom bathrooms, abundant storage, natural light, 3-car garage, fenced yard, water softener, and more. Billiards table conveys.

Cost to own

Mortgage calculator

Home Price

$1,099,000

Down Payment: 20%

$219,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,551

Principal & Interest: $5,551

Est. Taxes & Insurance: $1,388

Estimated Total Monthly

$6,939

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,849

Property taxesest. at asking price, St. Johns County$1,462

HOAbilled quarterly$255

Estimated total, before insurance$7,567/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$821,472	$755,387	—
2024	$840,093	$733,391	—
2023	$884,002	$710,574	—
2022	$738,421	$688,421	—
2021	$516,596	$516,596	—
2020	$452,852	$395,130	—

2025 property taxes (current owner): $12,710/yr

Estimated taxes if purchased at asking price: ~$17,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 27, 2026Listed$1,099,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,099,000

Price / Sq Ft$321

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,425

Acres0.21 acres

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address379 Cape May Avenue, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoastal Oaks At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size9,147.6 sq ft

Parcel Number0702912830

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Range, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level

SecuritySecurity Gate