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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra a pool home in Nocatee.

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Active Under Contract

Active Under Contract·45 days on market·Coastal Oaks

29 Portside Avenue

Ponte Vedra, FL 32081

$975,000$345/sqftEst. $4,971/moMLS# 2150887
4
Beds
3
Baths
2,830
Sq Ft
2019
Built
2
Garage
Yes
Pool

About this home

Coastal Oaks

Tucked away on a quiet cul-de-sac in gated Coastal Oaks, this 4BR/3.5BA Nocatee gem backs to a serene preserve. Enjoy morning coffee beside your screen enclosed heated and cooled saltwater pool. Inside, tile and LVP floors with plantation shutters throughout. The gourmet kitchen impresses with KitchenAid appliances, double stacked cabinetry, quartz countertops, and a generous island built for gathering. Quad sliders in the family room blur the line between indoors and out, anchored by a cozy fireplace. Primary suite is located on the first level a true retreat with bay windows, tray ceilings, a garden tub, and a rainfall shower. Upstairs, a loft plus a full bedroom and bath offer the perfect space for overnight guests or multigenerational living. HVAC systems are 2 years new! Beyond your door: Nocatee's resort style amenities including water parks, pickleball, tennis, trails, and more. Golf carts welcome. Minutes to Ponte Vedra Beach, shopping, and dining.

Cost to own

Mortgage calculator

$975,000
$195,000
Loan Term
Monthly Payment
$4,971
Principal & Interest: $4,971
Property taxes (est.): $1,297
Insurance (est.): $650
Estimated Total Monthly
$6,919
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,971
Property taxesest. at asking price, St. Johns County$1,297
HOAbilled quarterly$255
Estimated total, before insurance$6,524/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,742/yr · $895/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$806,971$756,249
2024$830,810$662,197
2023$813,152$554,352
2022$668,425$503,956
2021$458,142$458,142
2020$447,588$447,588

2025 property taxes (current owner): $10,742/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 23, 2026Active Under Contract$975,000
  • Jun 16, 2026Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$975,000
Price / Sq Ft$345
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,830
Acres0.21 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo
Gated CommunityYes

Community Information

Address29 Portside Avenue, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size9,147.6 sq ft
Parcel Number0702916840

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourceWell
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingElectric
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryLower Level
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard
RoofShingle

Additional Information

Date ListedJune 16, 2026
Days on Market37
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
HOA NameMay Management
Tax Amount$10,742
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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