This home is in Coastal Oaks, Ponte Vedra.
Active·104 days on market·Coastal Oaks
510 Portsmouth Bay Avenue
Ponte Vedra, FL 32081
About this home
Coastal Oaks
New Price!! New Floors! New glass garden doors leading to the lanai. Best deal in Coastal Oaks!! This Toll Brothers home features the highly sought-after Grandville floor plan and home has been lovingly maintained by its original owner. Upstairs, a spacious bonus/game room provides endless flexibility, with the potential to serve as a fourth bedroom, media room, or private retreat. A full bathroom completes the 2nd floor. Nestled on an exceptionally private lot, this home is a true sanctuary. Enjoy peaceful mornings and relaxing evenings surrounded by nature, with frequent wildlife sightings that make it a dream setting for bird watchers and outdoor enthusiasts alike. This is a rare opportunity to own a meticulously cared-for home that seamlessly blends elegance, privacy, and versatility. Coastal Oaks is one of the few guard-gated communities in Nocatee. This home is a rare find.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $790,866 | $455,786 | — |
| 2024 | $831,299 | $442,233 | — |
| 2023 | $758,755 | $427,896 | — |
| 2022 | $709,023 | $413,977 | — |
| 2021 | $534,760 | $400,463 | — |
| 2020 | $460,013 | $394,244 | — |
2025 property taxes (current owner): $9,668/yr
Estimated taxes if purchased at asking price: ~$12,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Membrane, Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,778 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 9, 2026Price change$790,000−$35,000
- Apr 2, 2026Listed$825,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Coastal Oaks
Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Coastal Oaks homes for sale →Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines