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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mandarin Lakes, Jacksonville — a pool home in Jacksonville.

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Active

$435,0003 bd · 2 ba · 1,319 sq ft

Active·142 days on market·Mandarin Lakes

11613 Lake Ride Drive

Jacksonville, FL 32223

$435,000$330/sqftEst. $2,372/mo mortgageMLS# 2151844
↓ $15,000 below original list
3
Beds
2
Baths
1,319
Sq Ft
1978
Built
2
Garage
Yes
Pool

3 more homes for sale in Mandarin Lakes →Search Mandarin Lakes on the map

FEMA Zone XNo HOA13,068 sqft lotWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Mandarin Lakes

Great pool home in established Mandarin Lakes neighborhood 3/10ths acre waterfront lot with large shade trees. Screened enclosure over pool and glass enclosed Florida room. Low maintenance exterior cedar shake look-alike vinyl siding (installed over original wood cedar shake siding). Many upgrades done by seller when home was purchased. In 2022 seller had home 1) re-piped to pvc/cpvc, 2) re-wired from aluminum to copper with new electrical panel and 3) re-roofed with archit.ectural shingles. Primary bedroom suite includes a private home office space. New LVT wood-look plank vinyl flooring throughout installed and 2022. New double knockdown textured ceilings replaced popcorn ceilings in 2022. New light fixtures and ceiling fans installed in 2022. Water heater replaced in 2022. Seller has never lived in the home. It has been and continues to actively be a short-term Airbnb / VRBO rental property with well-established income and many repeat customers.

Next steps in Mandarin Lakes

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,372
Property taxesest. at asking price, Duval County$712
Estimated total, before insurance$3,084/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,638/yr · $470/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,372
Principal & Interest: $2,372
Property taxes (est.): $712
Insurance (est.): $290
Estimated Total Monthly
$3,374
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $356,400 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$302,970$302,970—
2025$296,169$296,169▼ $5,000
2024$296,298$296,298▼ $1,188
2023$285,483$285,483▲ $42,361
2022$232,560$90,890—
2021$186,011$86,787▲ $9,298
2020$172,390$84,899▲ $5,864

2025 property taxes (current owner): $5,638/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 21, 2026Price change$435,000−$5,000
  • Sep 12, 2026Price change$440,000−$5,000
  • Aug 6, 2026Price change$445,000−$5,000
  • Jun 23, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $330/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3741 N Ride Drive, Jacksonville, FL 32223Listed by AMERICAN REAL ESTATE SOLUTIONS LLCOct 2026$225,000$1373/21,644670.1
11546 Woodglen Way, Jacksonville, FL 32223Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYNov 2026$315,000$2253/21,398150.2
3821 Olympic Lane, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCOct 2026$375,000$2623/21,432430.2
11450 Dustin Court, Jacksonville, FL 32223Listed by LEGACY REALTY GROUP NORTH FLORIDA INCSep 2026$350,000$2393/21,463240.3
3220 Ricky Drive, Jacksonville, FL 32223Listed by MOMENTUM REALTYOct 2026$307,000$3113/2988810.8
3386 Laurel Grove S, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCSep 2026$335,000$2423/21,382200.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$435,000
Price / Sq Ft$330
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,319
Acres0.30 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated, Screen Enclosure
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address11613 Lake Ride Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size13,068 sq ft
Parcel Number1589260724

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Patio / PorchGlass Enclosed, Patio
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 23, 2026
Days on Market142
Tax Amount$5,638.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mandarin Lakes

Mandarin Lakes is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Mandarin Lakes homes for sale →
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