This home is in Mandarin Lakes, Jacksonville — a pool home in Jacksonville.
Active·45 days on market·Mandarin Lakes
11613 Lake Ride Drive
Jacksonville, FL 32223
About this home
Mandarin Lakes
Great pool home in established Mandarin Lakes neighborhood 3/10ths acre waterfront lot with large shade trees. Screened enclosure over pool and glass enclosed Florida room. Low maintenance exterior cedar shake look-alike vinyl siding (installed over original wood cedar shake siding). Many upgrades done by seller when home was purchased. In 2022 seller had home 1) re-piped to pvc/cpvc, 2) re-wired from aluminum to copper with new electrical panel and 3) re-roofed with archit.ectural shingles. Primary bedroom suite includes a private home office space. New LVT wood-look plank vinyl flooring throughout installed and 2022. New double knockdown textured ceilings replaced popcorn ceilings in 2022. New light fixtures and ceiling fans installed in 2022. Water heater replaced in 2022. Seller has never lived in the home. It has been and continues to actively be a short-term Airbnb / VRBO rental property with well-established income and many repeat customers.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $356,400 in February 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $296,169 | $296,169 | ▼ $5,000 |
| 2024 | $296,298 | $296,298 | ▼ $1,188 |
| 2023 | $285,483 | $285,483 | ▲ $42,361 |
| 2022 | $232,560 | $90,890 | — |
| 2021 | $186,011 | $86,787 | ▲ $9,298 |
| 2020 | $172,390 | $84,899 | ▲ $5,864 |
2025 property taxes (current owner): $5,638/yr
Estimated taxes if purchased at asking price: ~$8,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1978)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,719 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 6, 2026Price change$445,000−$5,000
- Jun 23, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Mandarin Lakes
Mandarin Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32223.
View all Mandarin Lakes homes for sale →Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines