This home is in Mandarin Lakes, Jacksonville.
Active·102 days on market·Mandarin Lakes
3603 North Ride Drive
Jacksonville, FL 32223
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About this home
Mandarin Lakes
Beautifully Renovated 4 bedroom 2 bath home in the Heart of Mandarin. White shaker cabinets, quartz countertops, stainless steel appliances, lots of extra cabinets for great storage. Large Living Room and Dining area, 24 x 16 Great room, w/2 bay windows,. 2 Bedrooms and bath downstairs, and 2 large bedrooms and bath upstairs. Lots of storage. Luxury Vinyl Plank floors,. Sun Porch 14 x 16 with vinyl windows. 2 car garage, w/seperate laundry room. Metal Roof, Large fenced backyard. Close to great schools, churches and lots of shopping!
Next steps in Mandarin Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,741 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 16 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve12 min drive · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 2 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
County Dock Hand Launch Areaabout 2 mi · St. Johns River
Closest youth league fields
Burnett Parkabout 0.9 mi · Baseball, Softball
Closest grocery store
Publixabout 0.8 mi · 11250 St Augustine Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,018/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 26, 2026Price change$369,900−$5,000
- Oct 25, 2026Price change$374,900−$5,000
- Oct 13, 2026Price change$379,900−$5,000
- Oct 6, 2026Price change$384,900−$5,000
- Oct 2, 2026Active$389,900
- Sep 19, 2026Active Under Contract$389,900
- Sep 16, 2026Price change$389,900−$4,600
- Sep 14, 2026Price change$394,500−$5,400
- Aug 28, 2026Price change$399,900−$10,000
- Aug 21, 2026Price change$409,900−$10,000
- Aug 15, 2026Price change$419,900−$10,000
- Aug 6, 2026Price change$429,900−$10,000
- Jul 27, 2026Price change$439,900−$10,000
- Jul 16, 2026Listed$449,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $198/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11450 Dustin Court, Jacksonville, FL 32223Listed by LEGACY REALTY GROUP NORTH FLORIDA INC | Sep 2026 | $350,000 | $239 | 3/2 | 1,463 | 24 | 0.3 |
| 3869 Marnie Place, Jacksonville, FL 32223Listed by INI REALTY | Oct 2026 | $490,000 | $202 | 4/2 | 2,431 | 92 | 0.7 |
| 3413 Sarah Spaulding Court, Jacksonville, FL 32223Listed by HASSLE-FREE REALTY LLC | Oct 2026 | $344,900 | $206 | 3/2 | 1,676 | 11 | 0.8 |
| 3342 Sarah Spaulding Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $375,000 | $223 | 4/2 | 1,681 | 58 | 0.8 |
| 3407 Fairbanks Grant Road N, Jacksonville, FL 32223Listed by SUMMER BREEZE REALTY | Sep 2026 | $317,000 | $208 | 3/2 | 1,527 | 95 | 0.8 |
| 3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Oct 2026 | $392,000 | $182 | 4/3 | 2,157 | 78 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Mandarin Lakes
Mandarin Lakes is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines