3603 North Ride Drive

Jacksonville, FL 32223

$449,900$241/sqftEst. $2,395/moMLS# 2155711

Beds

Baths

1,870

Sq Ft

1977

Built

Garage

Pool

About this home

Mandarin Lakes

Beautifully Renovated 4 bedroom 2 bath home in the Heart of Mandarin. White shaker cabinets, quartz countertops, stainless steel appliances, lots of extra cabinets for great storage. Large Living Room and Dining area, 24 x 16 Great room, w/2 bay windows,. 2 Bedrooms and bath downstairs, and 2 large bedrooms and bath upstairs. Lots of storage. Luxury Vinyl Plank floors,. Sun Porch 14 x 16 with vinyl windows. 2 car garage, w/seperate laundry room. Metal Roof, Large fenced backyard. Close to great schools, churches and lots of shopping!

Cost to own

Mortgage calculator

Home Price

$449,900

Down Payment: 20%

$89,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,287

Principal & Interest: $2,287

Est. Taxes & Insurance: $572

Estimated Total Monthly

$2,858

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,395

Property taxesest. at asking price, Duval County$735

Estimated total, before insurance$3,129/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,018/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History