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This home is in Lake Mandarin, Jacksonville.

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Active

Active·17 days on market·Lake Mandarin

3386 Laurel Grove S

Jacksonville, FL 32223

$344,000$249/sqftEst. $1,754/moMLS# 2154695

Beds

Baths

1,382

Sq Ft

1982

Built

Garage

Pool

About this home

Lake Mandarin

Welcome to this beautifully maintained 3-bedroom, 2-bath home in the highly desirable Lake Mandarin community! Ideally located just minutes from shopping, dining, parks, and convenient highway access, this home offers the perfect blend of comfort and convenience. Inside, you'll find fresh updates throughout, including brand-new luxury vinyl plank flooring in the main living areas, new carpet in all three bedrooms, and a bright, functional layout designed for everyday living. Major improvements provide peace of mind, including a brand-new roof and a new electrical panel, making this home truly move-in ready. Whether you're enjoying a quiet evening at home or entertaining family and friends on the enclosed back porch, you'll appreciate the inviting living spaces and low-maintenance updates. Don't miss this opportunity to own a well-cared-for home in one of Mandarin's most established and sought-after neighborhoods.

Cost to own

Mortgage calculator

Home Price

$344,000

Down Payment: 20%

$68,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,754

Principal & Interest: $1,754

Property taxes (est.): $562

Insurance (est.): $229

Estimated Total Monthly

$2,545

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,754

Property taxesest. at asking price, Duval County$562

HOAbilled annually$21

Estimated total, before insurance$2,336/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,842/yr · $320/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$248,467	$180,761	▼ $131
2023	$278,293	$174,040	▲ $52,320
2022	$217,515	$167,515	—

2025 property taxes (current owner): $3,842/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,038 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 1, 2026Price change$344,000−$5,900
Jul 16, 2026Active$349,900
Jun 30, 2026Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$344,000

Price / Sq Ft$249

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,382

Acres0.22 acres

Year Built1982

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address3386 Laurel Grove S, Jacksonville, FL 32223

Area014-Mandarin

SubdivisionLake Mandarin

CityJacksonville

CountyDuval

StateFL

Zip Code32223

Lot Size9,583.2 sq ft

Parcel Number1564111304

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

FireplaceYes

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Garage, Washer Hookup