This home is in Mandarin Lakes, Jacksonville.
Active·58 days on market·Mandarin Lakes
3741 N Ride Drive
Jacksonville, FL 32223
3 more homes for sale in Mandarin Lakes →Search Mandarin Lakes on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Mandarin Lakes
REDUCED!!! INVESTOR ALERT! PRIME MANDARIN LAKES OPPORTUNITY! GREAT LOCATION! This 3BR, 2-BTH Mandarin Lakes fixer w/ 2-car garage and may offer an excellent opportunity for investors, landlords, or owner-occupants looking to add value. Currently rented for $1,950/month on a month-to-month basis, the property can be purchased with or without the current tenant in place. Whether you're looking for a buy-fix-sell project, an addition to your rental portfolio, or a home where you can build equity through improvements, this property offers plenty of potential. The property is being sold AS-IS, with the Seller making no repairs. Corporate Seller has an equitable interest in the property and is seeking cash or hard-money, but may consider conventional financing with right price and terms. Conduct property walkthrough before offer submission. Seller not interested in sight-unseen or blind offers. Bring your vision, your contractor, and your investment strategy!
Next steps in Mandarin Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1976)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,445 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,038/yr
Estimated taxes if purchased at asking price: ~$5,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 27, 2026Price change$264,900−$10,000
- Aug 20, 2026Price change$274,900−$15,000
- Aug 13, 2026Listed$289,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $161/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11450 Dustin Court, Jacksonville, FL 32223Listed by LEGACY REALTY GROUP NORTH FLORIDA INC | Sep 2026 | $350,000 | $239 | 3/2 | 1,463 | 24 | 0.3 |
| 3386 Laurel Grove S, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLC | Sep 2026 | $335,000 | $242 | 3/2 | 1,382 | 20 | 0.8 |
| 3342 Sarah Spaulding Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $375,000 | $223 | 4/2 | 1,681 | 58 | 1 |
| 4321 Pathwood Way, Jacksonville, FL 32257Listed by JWB REALTY LLC | Sep 2026 | $265,000 | $191 | 3/2.5 | 1,390 | 64 | 1 |
| 3407 Fairbanks Grant Road N, Jacksonville, FL 32223Listed by SUMMER BREEZE REALTY | Sep 2026 | $317,000 | $208 | 3/2 | 1,527 | 95 | 1 |
| 3401 Parson Court, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $289,000 | $191 | 3/2 | 1,517 | 54 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: AMERICAN REAL ESTATE SOLUTIONS LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Mandarin Lakes
Mandarin Lakes is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.
View all Mandarin Lakes homes for sale →Keep looking
More homes in Mandarin Lakes
Pending11546 Woodglen WayJacksonville, FL 32223
3 bd · 2 ba · 1,398 sq ft
$315,000Est. $1,677/moWelcome home to this inviting 3 bedroom, 2 bathroom home in the established Mandarin area of Jacksonville, with NO CDD…
Listing Office: better homes & gardens real estate lifestyles realty
For Sale3603 North Ride DriveJacksonville, FL 32223
4 bd · 2 ba · 1,870 sq ft
$384,900Est. $2,049/moBeautifully Renovated 4 bedroom 2 bath home in the Heart of Mandarin. White shaker cabinets, quartz countertops,…
Listing Office: coldwell banker vanguard realty
For Sale11613 Lake Ride DriveJacksonville, FL 32223
3 bd · 2 ba · 1,319 sq ft
$440,000Est. $2,342/moGreat pool home in established Mandarin Lakes neighborhood 3/10ths acre waterfront lot with large shade trees.…
Listing Office: watson realty corp
Keep looking
Similar homes in Jacksonville
Explore the area
More in Mandarin Lakes
Mandarin Lakes guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines