This home is in Lake Mandarin, Jacksonville.
$307,000Sold3 bd · 2 ba · 988 sq ft
Sold·Closed Oct 14, 2026·81 days on market·Recent sales in Lake Mandarin·Lake Mandarin
3220 Ricky Drive
Jacksonville, FL 32223
5 more homes for sale in Lake Mandarin →Search Lake Mandarin on the map
About this home
Lake Mandarin
Open House Saturday 9/5 from 3-5pm! Listed below appraisal value! **Back on the market due to the buyer losing financing right before the closing date** Inspections and appraisal have been done** Now you have a second chance on this beautiful home! Well maintained 3 bedroom, 2 bathroom home with numerous updates throughout. Recent improvements include a kitchen countertop upgrade, updated bathrooms, fresh interior paint, and new tiled flooring throughout. The property also features plantation shutters, a water heater, and a newer AC system installed in 2020. Major updates completed in 2010 include the roof, electrical system, windows, and a replumb of the home. Outdoor features include a 20x10 shed, with one side insulated and equipped with a mini split system, offering flexible use options. This property is being offered with a variety of functional and structural improvements already in place.
Next steps in Lake Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,698 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 16 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve13 min drive · 6.4 mi of trails
Closest public boat ramp
Mandarin Park Boat Rampabout 2 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
County Dock Hand Launch Areaabout 1 mi · St. Johns River
Closest youth league fields
Burnett Park9 min drive · Baseball, Softball
Closest grocery store
Publix6 min drive · 11406 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $224,597 | $52,161 | ▲ $10,019 |
| 2025 | $210,278 | $50,128 | ▼ $4,827 |
| 2024 | $215,350 | $48,008 | — |
| 2023 | $206,876 | $45,154 | ▲ $5,000 |
| 2022 | $195,055 | $42,383 | ▲ $33,941 |
| 2021 | $140,609 | $39,693 | ▲ $12,606 |
| 2020 | $124,592 | $38,455 | — |
2025 property taxes (current owner): $1,418/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 14, 2026Closed$310,000
- Sep 25, 2026Active Under Contract$310,000
- Aug 24, 2026Price change$310,000−$15,000
- Jul 23, 2026Price change$325,000−$10,000
- Jul 11, 2026Active$335,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $311/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11467 Gwynford, Jacksonville, FL 32223Listed by BEYCOME OF FLORIDA LLC | Jun 2026 | $305,000 | $298 | 3/2 | 1,023 | 6 | 0 |
| 3173 Ricky Drive, Jacksonville, FL 32223Listed by SEABREEZE REALTY | May 2026 | $249,000 | $249 | 2/1 | 1,000 | 32 | 0.1 |
| 11520 Gwynford Lane, Jacksonville, FL 32223Listed by FLUID REALTY, LLC. | Apr 2026 | $310,000 | $278 | 3/2 | 1,116 | 6 | 0.1 |
| 11522 Sweetwater Oaks Drive W, Jacksonville, FL 32223Listed by UNITED REAL ESTATE GALLERY | Apr 2026 | $305,000 | $259 | 3/2 | 1,178 | 7 | 0.1 |
| 3070 Ricky Drive, Jacksonville, FL 32223Listed by FLATFLEE.COM INC | Oct 2026 | $165,000 | $188 | 3/2 | 877 | 33 | 0.2 |
| 3079 Purdom Drive, Jacksonville, FL 32223Listed by ROUND TABLE REALTY | Sep 2026 | $260,000 | $295 | 3/2 | 880 | 210 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Sold by: IT REALTY USA LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Lake Mandarin
Lake Mandarin is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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