This home is in Mandarin Pines, Jacksonville.

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Active·Listed today·Mandarin Pines

11450 Dustin Court

Jacksonville, FL 32223

$369,900$253/sqftEst. $1,886/moMLS# 2156700

Beds

Baths

1,463

Sq Ft

1990

Built

Garage

Pool

About this home

Mandarin Pines

Appraised, Updated & Move In Ready in the Heart of Mandarin! This beautifully renovated 3 bedroom, 2 bathroom home is on a spacious corner lot in one of Mandarin's most desirable, family friendly neighborhoods. Located in a quiet cul de sac near top rated schools, shopping, restaurants, and major highways, this home offers comfort and convenience. The bright, open floor plan features a stunning kitchen overlooking the family room, complete with a large quartz counter island, breakfast nook, newer appliances, and updated lighting. Easy care ceramic plank tile flows through the main living areas, while new carpet adds comfort to the bedrooms. Recent improvements include a newer roof, HVAC system, water heater, and water softener. Fireplace As-Is. Step outside to a fully fenced, low maintenance backyard shaded by mature trees, perfect for relaxing, entertaining, children, or pets. Appraised and competitively priced, this move in ready home is an exceptional value.

Cost to own

Mortgage calculator

Home Price

$369,900

Down Payment: 20%

$73,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,886

Principal & Interest: $1,886

Property taxes (est.): $604

Insurance (est.): $247

Estimated Total Monthly

$2,737

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,886

Property taxesest. at asking price, Duval County$604

Estimated total, before insurance$2,490/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,518 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History