Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Mandarin Pines, Jacksonville — a home near Mandarin High School.

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Active

Active·21 days on market·Mandarin Pines

11450 Dustin Court

Jacksonville, FL 32223

$369,900$253/sqftEst. $1,904/moMLS# 2156700

Beds

Baths

1,463

Sq Ft

1990

Built

Garage

Pool

About this home

Mandarin Pines

Pre Appraised and Priced to Sell. Buy with Confidence! Beautiful renovated home in one of Mandarin's most sought after neighborhoods featuring an open floor plan, quartz island, roof (2 yr) HVAC(6yr), water heater(3 yr), Water Softener, fenced backyard, & excellent schools.Move In Ready. Beautifully renovated 3 bedroom, 2 bathroom home on spacious corner lot in one of Mandarin's most desirable, family friendly neighborhoods. Top rated schools, shopping, restaurants, & major highways, this home offers comfort and convenience. Primary with walk-in-closet! The bright, open floor plan features a stunning kitchen overlooking the family room, complete with a large quartz counter island, Dining Space, breakfast nook, Whirlpool appliances, New cabinets with accent lighting, & updated designer lighting. Easy care ceramic plank tile flows through the main living areas, while new carpet adds comfort to the bedrooms.

Cost to own

Mortgage calculator

Home Price

$369,900

Down Payment: 20%

$73,980

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,904

Principal & Interest: $1,904

Property taxes (est.): $604

Insurance (est.): $247

Estimated Total Monthly

$2,754

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,904

Property taxesest. at asking price, Duval County$604

Estimated total, before insurance$2,508/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,518 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History