This home is in Mandarin Pines, Jacksonville.
Active Under Contract·14 days on market·Mandarin Pines
3821 Olympic Lane
Jacksonville, FL 32223
2 more homes for sale in Mandarin Pines →Search Mandarin Pines on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Mandarin Pines
BRAND NEW ROOF, HVAC, & HOT WATER HEATER! Preferred lender offering 1% towards CC! Updated from top to bottom! You don't want to miss this beautifully renovated home tucked away on a cul-de-sac with no HOA. This home offers peace of mind with all the major updates already taken care of. Bring your toys, boat, chickens, or whatever else you need room for--the spacious, fully fenced backyard has plenty of space to make it your own. The property also features a large detached workshop/garage, perfect for storage, hobbies, projects, or extra workspace. Inside, the open floor plan creates the perfect setting for entertaining and gathering with family, centered around a cozy wood-burning fireplace. The beautifully updated kitchen features brand-new cabinetry, quartz countertops, and stainless steel appliances. The primary suite is a private retreat, complete with a stunning tiled walk-in shower and a spacious walk-in closet. You have to see it to believe it! Schedule your showing today
Next steps in Mandarin Pines
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,612 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $290,333 | $231,099 | — |
| 2024 | $265,607 | $215,607 | ▲ $11,330 |
| 2023 | $278,562 | $278,562 | ▲ $40,000 |
| 2022 | $230,147 | $68,536 | ▲ $6,332 |
| 2021 | $182,482 | $65,084 | ▲ $16,881 |
| 2020 | $161,110 | $63,496 | ▲ $7,699 |
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 29, 2026Active Under Contract$389,900
- Sep 17, 2026Price change$389,900−$7,600
- Sep 12, 2026Price change$397,500−$2,400
- Aug 24, 2026Price change$399,900−$15,100
- Aug 16, 2026Listed$415,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Mandarin Pines
Mandarin Pines is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.
View all Mandarin Pines homes for sale →Keep looking
More homes in Mandarin Pines
For Sale3660 Mandarin Woods Drive NJacksonville, FL 32223
3 bd · 2 ba · 1,402 sq ft
$369,000Est. $1,964/moWelcome home to this beautifully maintained 3 bed, 2 bath Mandarin residence with no HOA, on a quiet culdesac! This…
Listing Office: kst group llc
For RentLease
3910 Karissa Ann Place EJacksonville, FL 32223
3 bd · 2 ba · 1,405 sq ft
$2,195/moLawn mowing included. Welcome to 3910 Karissa Ann Place East, a beautifully maintained 3-bedroom, 2-bathroom home…
Listing Office: keshman llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Mandarin Pines
Mandarin Pines guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines