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This home is in Crosswater Village, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jul 20, 2026·2 days on market·Recent sales in Crosswater Village·Crosswater Village

292 Pioneer Village Drive

Ponte Vedra, FL 32081

$599,900sold priceListed at $599,900 · 100% of asking$273/sqftMLS# 2151510

Beds

2.5

Baths

2,201

Sq Ft

2020

Built

Garage

Pool

6 more homes for sale in Crosswater Village →Search Crosswater Village on the map

FEMA Zone XHOA $79/mo6,534 sqft lotSingle Family Residence2 stories

About this home

Crosswater Village

Location! Priced to Sell! Don't miss touring this beautiful 2-story, Nocatee Pioneer Village home offers 2,201 sq ft of open-concept living space on a premium preserve lot across from the neighborhood park. This 4-bed, 2.5-bath gem features and extended garage for extra storage, tiled floors, designer lighting, and heavy sliders opening to a screened patio and a large fenced backyard with plenty of room for a pool. The gourmet kitchen boasts a gas cooktop, double wall ovens, a French door fridge, and a paneled Bosch dishwasher. A private downstairs primary suite includes custom walk-in closets, dual sinks, a frameless shower, and a soaking tub. Upstairs, a versatile loft leads to three carpeted bedrooms with custom closets. Prime location offers access to top-rated St. Johns County schools and elite Nocatee amenities: 5+ pools, water slides, a lazy river, a gym, dog parks, trails, kayak drop-off, and a golf cart-friendly community.

Next steps in Crosswater Village

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323

Property taxesest. at asking price, St. Johns County$798

HOAbilled annually$79

Estimated total, before insurance$4,200/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$599,900

Down Payment: 20%

$119,980

Interest Rate: 7.40%

Loan Term

Monthly Payment

$3,323

Principal & Interest: $3,323

Property taxes (est.): $798

Insurance (est.): $400

Estimated Total Monthly

$4,521

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Closed$599,900
Jun 19, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $273/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
453 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNS	Sep 2026	$505,000	$287	3/2	1,757	37	0.3
308 Vista Lake Circle, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTY	Aug 2026	$610,000	$270	4/2.5	2,256	10	0.4
513 Vista Lake Circle, Ponte Vedra, FL 32081Listed by PALM VALLEY REALTY PLLC	Aug 2026	$495,000	$303	3/2	1,631	112	0.4
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC	Oct 2026	$685,000	$297	4/2	2,305	4	0.5
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST	Sep 2026	$624,250	$271	3/2	2,305	405	0.6
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACH	Sep 2026	$572,500	$291	2/2	1,964	8	0.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,900

Price / Sq Ft$273

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,201

Acres0.15 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

HighAllen D. Nease

Community Information

Address292 Pioneer Village Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCrosswater Village

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,534 sq ft

Parcel Number97/63-79 CROSSWATER VILLAGE PHASE 2 LOT 22 OR5932/

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks, Suburban, Street Lights, Curbs

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Other

Patio / PorchFront Porch, Rear Porch, Screened

FencingBack Yard, Wrought Iron

RoofShingle

ConstructionComposition Siding, Frame

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedJune 19, 2026

Days on Market2

HOA Fees$949 / Annually

HOA FrequencyAnnually

HOA NameCrosswater Village

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crosswater Village

Crosswater Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

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