This home is in Coastal Oaks, Ponte Vedra — a gated community home in St. Johns County.
Active·Listed today·Coastal Oaks
725 Old Bluff Drive
Ponte Vedra, FL 32081
15 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map
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About this home
Coastal Oaks
Some homes impress you with their features. Others make you feel something the moment you arrive. This is one of those homes. Welcome to this exceptional Toll Brothers home in highly sought-after Coastal Oaks at Nocatee. Offering 3,190 SF of beautifully designed single-story living, 5 bedrooms, 4 full baths and a 3-car side-entry garage, this rare floor plan pairs sophisticated interiors with an extraordinary private outdoor retreat. Built in 2021 and meticulously maintained, the home is ideally positioned on one of Coastal Oaks' most desirable streets—a peaceful, no-through-traffic setting ending in a cul-de-sac. Beautiful light oak flooring flows through the main living areas, primary suite, office and adjacent guest bedroom, while designer lighting and thoughtful upgrades give the home a refined yet relaxed feel. The open living spaces were made for gathering. A dramatic quadruple telescoping slider opens the heart of the home to the expanded lanai, seamlessly connecting
Next steps in Coastal Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,762 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $14,823/yr
Estimated taxes if purchased at asking price: ~$23,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 11, 2026Active$1,489,000
- Oct 4, 2026Listed$1,489,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $475/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTY | Sep 2026 | $725,000 | $306 | 3/2.5 | 2,367 | 107 | 0.5 |
| 277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTY | Sep 2026 | $764,691 | $319 | 3/2.5 | 2,399 | 28 | 0.6 |
| 183 Dawes Avenue, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLC | Sep 2026 | $729,900 | $326 | 4/2.5 | 2,239 | 448 | 0.6 |
| 293 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $675,140 | $291 | 4/3.5 | 2,321 | 10 | 0.7 |
| 299 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $731,461 | $305 | 4/3.5 | 2,396 | 23 | 0.7 |
| 510 Portsmouth Bay Avenue, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $750,000 | $258 | 3/3.5 | 2,912 | 137 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Coastal Oaks
Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Coastal Oaks homes for sale →Keep looking
More homes in Coastal Oaks
For Sale32 Palm Island WayPonte Vedra, FL 32081
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$1,350,000Est. $7,185/moThis is the fully upgraded Coastal Oaks home you've been waiting for. Set against a peaceful and private backdrop, on a…
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For Sale478 Old Bluff DrivePonte Vedra, FL 32081
4 bd · 4.5 ba · 4,200 sq ft
$1,675,000Est. $8,915/moWelcome to your HOME SWEET HOME WITH A VISTA! Located in the exclusive gated community of Coastal Oaks within Nocatee,…
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For Sale485 Old Bluff DrivePonte Vedra, FL 32081
5 bd · 4.5 ba · 4,117 sq ft
$1,798,500Est. $9,572/moSELLER OFFERING $20,000 CREDIT TO BUYER! Use toward a rate buy-down, closing costs, or other approved expenses.…
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For Sale48 Marsala StreetPonte Vedra, FL 32081
4 bd · 4 ba · 3,742 sq ft
$1,137,000Est. $6,052/moTucked away on a quiet cul-de-sac in the heart of Ponte Vedra, this Toll Brothers Captiva Elite blends luxury, privacy,…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines