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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Aug 21, 2026·67 days on market·Recent sales in Coastal Oaks·Coastal Oaks

281 Pelican Pointe Road

Ponte Vedra, FL 32081

$719,000sold priceListed at $724,000 · 99.3% of asking$236/sqftMLS# 2146534
4
Beds
3
Baths
3,041
Sq Ft
2013
Built
2
Garage
No
Pool

16 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map

FEMA Zone XHOA $255/mo6,970 sqft lotSingle Family Residence2 stories

About this home

Coastal Oaks

Nestled in highly sought after gated Coastal Oaks at Nocatee, one-owner home offers great blend of comfort, privacy and resort-style living. Featuring 4 bedrooms, a versatile loft, & 3 full bathrooms, this home has been thoughtfully refreshed & is ready for its new owner. Step inside to find tile flooring throughout the first floor, creating a seamless & elegant living space ideal for everyday life & entertaining. The first floor features a large flex space, dining, a bedroom with direct access to a full bath, a large family room and the kitchen. Upstairs, you'll find new carpet in the spacious loft, owner's suite & two guest bedrooms. New interior paint gives the home a bright, fresh feel from top to bottom. The backyard is a true retreat, featuring a covered lanai leading to a 300+ SF screened patio backing up to a peaceful wooded preserve plus privacy with no rear neighbors. Living in Coastal Oaks means enjoying some of NE Florida's best amenities and activities. Don't miss out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,983
Property taxesest. at asking price, St. Johns County$957
HOAbilled quarterly$255
Estimated total, before insurance$5,195/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,424/yr · $619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$719,000
$143,800
Loan Term
Monthly Payment
$3,983
Principal & Interest: $3,983
Property taxes (est.): $957
Insurance (est.): $479
Estimated Total Monthly
$5,419
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA_Premises point dataset CCB_DESCR like sewer · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA_Premises point dataset CCB_DESCR like sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$653,109$383,446—
2024$673,593$371,932—
2023$697,573$359,643—
2022$582,891$347,712—
2021$429,625$336,128—
2020$400,376$330,797—

2025 property taxes (current owner): $7,424/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$724,000
  • Jul 27, 2026Active Under Contract$724,000
  • Jul 16, 2026Price change$724,000−$25,000
  • May 21, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $313/sq ft; this home is listed at $238/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
379 Cape May Avenue, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,075,000$3144/3.53,425810.4
510 Portsmouth Bay Avenue, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$750,000$2583/3.52,9121370.4
168 Seamark Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCSep 2026$650,000$2904/2.52,2391401
277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$764,691$3193/2.52,399281
285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$725,000$3063/2.52,3671071
877 Caiden Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCSep 2026$750,000$3135/42,3971801

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$724,000
Price / Sq Ft$238
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,041
Acres0.16 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address281 Pelican Pointe Road, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Parcel Number0702914930
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Gated with Guard

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedMay 21, 2026
Days on Market67
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,423.84
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: POINT PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines