This home is in Coastal Oaks, Ponte Vedra.

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Active

Active·56 days on market·Coastal Oaks

281 Pelican Pointe Road

Ponte Vedra, FL 32081

$724,000$238/sqftEst. $3,853/moMLS# 2146534

Beds

Baths

3,041

Sq Ft

2013

Built

Garage

Pool

About this home

Coastal Oaks

Nestled in highly sought after gated Coastal Oaks at Nocatee, one-owner home offers great blend of comfort, privacy and resort-style living. Featuring 4 bedrooms, a versatile loft, & 3 full bathrooms, this home has been thoughtfully refreshed & is ready for its new owner. Step inside to find tile flooring throughout the first floor, creating a seamless & elegant living space ideal for everyday life & entertaining. The first floor features a large flex space, dining, a bedroom with direct access to a full bath, a large family room and the kitchen. Upstairs, you'll find new carpet in the spacious loft, owner's suite & two guest bedrooms. New interior paint gives the home a bright, fresh feel from top to bottom. The backyard is a true retreat, featuring a covered lanai leading to a 300+ SF screened patio backing up to a peaceful wooded preserve plus privacy with no rear neighbors. Living in Coastal Oaks means enjoying some of NE Florida's best amenities and activities. Don't miss out!

Cost to own

Mortgage calculator

Home Price

$724,000

Down Payment: 20%

$144,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,680

Principal & Interest: $3,680

Est. Taxes & Insurance: $920

Estimated Total Monthly

$4,600

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,853

Property taxesest. at asking price, St. Johns County$963

HOAbilled quarterly$255

Estimated total, before insurance$5,072/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$653,109	$383,446	—
2024	$673,593	$371,932	—
2023	$697,573	$359,643	—
2022	$582,891	$347,712	—
2021	$429,625	$336,128	—
2020	$400,376	$330,797	—

2025 property taxes (current owner): $7,424/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA_Premises point dataset CCB_DESCR like sewer · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA_Premises point dataset CCB_DESCR like sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 16, 2026Price change$724,000−$25,000
May 21, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$724,000

Price / Sq Ft$238

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,041

Acres0.16 acres

Year Built2013

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address281 Pelican Pointe Road, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoastal Oaks At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,969.6 sq ft

Parcel Number0702914930

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LaundryElectric Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Gated with Guard