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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Island View, St. Augustine — a waterfront home in St. Johns County.

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Active

$990,0003 bd · 2.5 ba · 2,526 sq ft

Active·138 days on market·Island View

6443 Jack Wright Island Road

St. Augustine, FL 32092

$990,000$392/sqftEst. $5,397/mo mortgageMLS# 2148255
3
Beds
2.5
Baths
2,526
Sq Ft
1992
Built
2
Garage
No
Pool

3 more homes for sale in Island View →Search Island View on the map

FEMA Zone XNo HOA0.79 acresWaterfrontSingle Family Residence2 stories

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About this home

Island View

Picture your life on the St Johns River. A pair of bald eagles pops over into a nearby tree to say hi, just as you see a manatee skimming the top of the water. You can't decide if you should just sit and enjoy the scenery while sitting under an old Oak tree, enjoying the breeze, or hop on the boat or the kayak to check out the progress of Trout Creek Fish Camp. This is your life on Jack Wright Island Rd. With 100 feet on the river (.79 acres), a 300-foot dock, and old-growth oaks surrounding you, the decisions for daily life are a little simpler and quieter. And the two-story brick home, built in 1992, has the bones you want. It's clean and well-kept, which gives you time to think about what you might do. Or maybe even love it like it is!

Next steps in Island View

FollowNew Island View homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,397
Property taxesest. at asking price, St. Johns County$1,317
Estimated total, before insurance$6,715/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$990,000
$198,000
Loan Term
Monthly Payment
$5,397
Principal & Interest: $5,397
Property taxes (est.): $1,317
Insurance (est.): $660
Estimated Total Monthly
$7,375
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 6:41 AM, sunset 5:39 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$737,014$642,367—
2024$694,081$623,556—
2023$700,900$603,938—
2023$350$350—
2022$634,891$584,891—
2022$350$350—
2021$507,979$283,372—
2021$350$350—
2020$472,339$278,769—
2020$350$350—

Estimated taxes if purchased at asking price: ~$15,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 16, 2026Listed$990,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $333/sq ft; this home is listed at $392/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6447 Jack Wright Island Road, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYApr 2026$1,195,000$4534/3.52,637530
6433 Jack Wright Island Road, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMay 2026$895,000$3333/32,6871030.1
8580-C Palmo Fish Camp Road C, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTYMar 2026$642,000$3053/32,1046290.8
8528 Moody Canal Road, St. Augustine, FL 32092Listed by WATSON REALTY CORPMar 2026$550,000$2882/21,90831
8228 Hall Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORPOct 2026$799,000$3943/2.52,028731.9
8337 Colee Cove Road, St. Augustine, FL 32092Listed by FIRST COAST REALTY OF JACKSONVILLE INCAug 2026$562,250$2953/21,9061041.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$990,000
Price / Sq Ft$392
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,526
Acres0.79 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNortheast

School Information

Zoned elementaryWards Creek Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryWards Creek
Reported middlePacetti Bay
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address6443 Jack Wright Island Road, St. Augustine, FL 32092
Area302-Orangedale Area
SubdivisionIsland View
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size34,412.4 sq ft
Lot DimensionsSee Survey
Parcel Number0126500000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Not Available, Water Not Available
SewerSeptic Tank
Water SourceWell
ParkingGarage
ViewRiver, Water

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Exterior FeaturesBalcony, Boat Lift, Dock
Patio / PorchRear Porch, Screened
FencingBack Yard, Chain Link
RoofShingle
ConstructionBrick, Frame
Other StructuresBoat House, Shed(s)

Additional Information

Date ListedJune 16, 2026
Days on Market138
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Island View

Island View is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Island View homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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