This home is in Island View, St. Augustine — a waterfront home in St. Johns County.
Active·47 days on market·Island View
6443 Jack Wright Island Road
St. Augustine, FL 32092
About this home
Island View
Picture your life on the St Johns River. A pair of bald eagles pops over into a nearby tree to say hi, just as you see a manatee skimming the top of the water. You can't decide if you should just sit and enjoy the scenery while sitting under an old Oak tree, enjoying the breeze, or hop on the boat or the kayak to check out the progress of Trout Creek Fish Camp. This is your life on Jack Wright Island Rd. With 100 feet on the river (.79 acres), a 300-foot dock, and old-growth oaks surrounding you, the decisions for daily life are a little simpler and quieter. And the two-story brick home, built in 1992, has the bones you want. It's clean and well-kept, which gives you time to think about what you might do. Or maybe even love it like it is!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $737,014 | $642,367 | — |
| 2024 | $694,081 | $623,556 | — |
| 2023 | $700,900 | $603,938 | — |
| 2023 | $350 | $350 | — |
| 2022 | $634,891 | $584,891 | — |
| 2022 | $350 | $350 | — |
| 2021 | $507,979 | $283,372 | — |
| 2021 | $350 | $350 | — |
| 2020 | $472,339 | $278,769 | — |
| 2020 | $350 | $350 | — |
Estimated taxes if purchased at asking price: ~$15,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,596 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jun 16, 2026Listed$990,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Island View
Island View is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Island View homes for sale →Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Island View
Active$739,000MLS# 2136851Est. $3,933/mo6373 Jack Wright Island Road, St. Augustine, FL 320922 Beds2 Baths1,568 sqftRiverfront opportunity ready for new owners to create their perfect waterfront retreat! Bring your vision and builder…
ResidentialLIGHTHOUSE REALTY ASSOCIATES
Active$345,000MLS# 2157665Est. $1,836/mo4126 Collins Road, Jacksonville, FL 322443 Beds2 Baths1,450 sqftGorgeous 3 bedroom 2 bath home built in 2022 located in a great neighborhood on a large lot, less than 5 minutes from…
ResidentialMOMENTUM REALTY
Keep looking
Similar homes in St. Augustine
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines