Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Island View, St. Augustine — a waterfront home in St. Johns County.

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Active·Listed today·Island View

6445 Jack Wright Island Road

St. Augustine, FL 32092

$680,000$426/sqftEst. $3,492/moMLS# 2161594

Beds

Baths

1,597

Sq Ft

1969

Built

Garage

Pool

About this home

Island View

Experience the peace, freedom, and natural beauty of life on the St. Johns River with this enchanting and affordable waterfront property. Whether you're looking for a private fish camp, vacation home, weekend getaway, or the perfect site to build your dream riverfront residence, this exceptional property offers endless possibilities. Situated on nearly an acre (0.88 acres) with 103 feet of direct river frontage, the property is graced by majestic oak trees draped in Spanish moss, stately cypress trees, and mature fruit trees including grapefruit, satsuma, and sweet kumquat. Nature lovers will delight in the frequent visits from bald eagles and the sight of manatees gently gliding through the river waters. Set well back from the road, the property features a circular driveway, courtyard-entry garage, artesian well, and an expansive backyard ideal for entertaining family and friends. Bring your vision and builder to create the ultimate riverfront

Cost to own

Mortgage calculator

Home Price

$680,000

Down Payment: 20%

$136,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,492

Principal & Interest: $3,492

Property taxes (est.): $905

Insurance (est.): $453

Estimated Total Monthly

$4,850

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,492

Property taxesest. at asking price, St. Johns County$905

Estimated total, before insurance$4,397/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,709/yr · $559/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,709/yr

Estimated taxes if purchased at asking price: ~$10,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History